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Heistr update with the latest skill descriptions is live, and there is a hotfix currently processing. (Fix for displaying the wrong skill points available number.)
Working on a Heistr update right now. Expect something later this evening!
If you're looking for build-creating utilities, try Heistr for Android, or PD2Skills. Your builds largely depend on what level you are, what heist you're doing, team coordination and your own preferences, but here's a simple, bare-bones Infamy-0 stealth build at level 44, with the essential stealth skills. Welcome to Payday, and ask me if you have any questions!