From the article:
> "I started thinking about writing a book in early 2017 because all my family and friends were coming to me for financial advice," she says. "I also began to wonder, well, why aren't they reading books or learning on their own? [...] And that's where the idea for 'Money Honey' came from."
So, yep, exactly.
the two things that'll help the most are
yes there is a book i recommend:
https://www.amazon.com/You-Need-Budget-Paycheck-Paycheck-ebook/dp/B071Y2XSFN
YOU NEED A BUDGET
i can't stress how life changing it was to start budgeting actively. started in 2013 and it removed so much stress. now in a marriage its the central planning point for us and keeps our goals aligned
I wish I had done something like #9. This book covers a lot of good stuff on the mechanics of doing the rent a room/house hacking, though it isn’t focused on VA loans. Regardless, I highly recommend the book and the strategy.
https://www.amazon.com/dp/B06Y15M786/ref=dp-kindle-redirect?_encoding=UTF8&btkr=1
Also, my college experience was more like a job where my occupation was studying. I mostly socialized with people my age who were recent graduates rather than my fellow underclassmen and in hindsight I regret that. The irony of it all is that I got out of the Marine Corps so that I could go to school and have a “college experience” like so many of my friends from HS did, and I had fully intended to go back into the Marines post college. Instead, I got in my head about being too old for college things and my experience was more akin to graduate school. That said, I did make friends with some undergrads closer to my age and got to go to some frat parties, tailgates, etc. and also participated in some intermurals and a couple of clubs and those are some of my fondest memories of school, but my regret is that I didn’t embrace being a carefree undergrad to the extent I should have.
There is a chapter in You need a Budget
Jesse also recommended The Opposite of Spoiled
Check out Money Honey. It’s down to earth and fun to read. But TL;DR:
1.) save an emergency fund 2.) invest in a simple maybe 60/40 domestic international index split like $VTI/$VXUS 3.) consider real estate. You could buy a duplex. Live in half, rent the other 0 mortgage and maybe some net 4.) Budget like you never had this money e.g. immediately pay yourself forward by putting it somewhere you won’t be tempted to take it out, as in your IRA your 401k your HSA and then your brokerage accounts.
How about the YNAB book? https://www.amazon.co.uk/You-Need-Budget-Paycheck-Paycheck-ebook/dp/B071Y2XSFN
Check out /r/ynab. The book doesn't quite meet your criteria, but I use the YNAB software and it's totally changed our lives and my mum's.
>You Need A Budget
It's currently free on Amazon with an audiobook trial kind of thing.
https://www.amazon.ca/You-Need-Budget-Paycheck-Paycheck-ebook/dp/B071Y2XSFN
you can also check out this book on amazon for a detailed guide on SAP BPC.
I just finished reading this book
Has great tips for finding cheap flights, including applications and websites, and it's free.
Also, since you seem so excited for drinking, may I recommend the island of Utila, Honduras? It is visited primarily because it is cheap and it is literally alcohol haven over there.
They even have a song lol.
19 Budget Hacks For College Students: How to live on $15 a Day without Dying: http://www.amazon.com/19-Budget-Hacks-College-Students-ebook/dp/B00SG4C2VW/ref=sr_1_1?s=books&ie=UTF8&qid=1424582921&sr=1-1&keywords=college+student+budget
I guess that you could also try reading the FAQ here, and visiting /r/frugal or /r/frugallearning