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OP.
You don't have to justify shit. Its your business, its your time, and its your life!
Tell them, look we both want your bookkeeping to be accurate. It is clear in the past there have been challenges, and we/I are no longer the right firm to support you.
XXXX will be our last invoice.
Thank you and good luck.
Do this by phone, and send the discussion points by email! You can walk away. They may not pay your last invoice, but consider that bad karma on them.
If you need a pep yourself up a bit more go read this: https://www.amazon.com/Crucial-Conversations-Talking-Stakes-Second-ebook-dp-B005K0AYH4/dp/B005K0AYH4/ref=mt_kindle?_encoding=UTF8&me=&qid=
​
Personally I like how /u/aphex732 worded his response, try that too.
Two things -- state usury laws: that is why banks wrote the law that allowed them to base their credit card businesses in any state they want, to circumvent usury laws. [Someone smart once said that violence is the crime of the poor, white collar crime is the crime of the middle, and when you're rich, you don't need to commit crimes because you can write the laws to let you do what you want. I would love to know the source...]
Second, the psychology of scarcity (see the book https://www.amazon.com/Scarcity-Having-Little-Means-Much-ebook/dp/B00BMKOO6S) makes it difficult to make good choices under conditions of scarcity. Not just money-wise, btw, but also affection (hence people behaving counter-productively needy when they're lonely, even though they may know on some level it is repellent).
It's from Thinking Fast and Slow by Daniel Kahneman. Really great book!
not free, but certainly affordable:
Joe Philips Udemy course ($12.99) https://www.udemy.com/course/capm-pmbok6/
Peter Landin's Practice Tests ($9.99) https://www.amazon.com/dp/B07XV1N9VJ
a lot of the free stuff you might find is questionable, outdated, or worse, or at best incomplete (a taste to get you to purchase the full package).
Get P. Landini's practice tests on amazon and do the Quick Quizzes for each Knowledge Area as you make your way through the coursework.
Then, when you are done, start taking the 50 question practice tests that span the full range of questions. Refer back to PMBOK sections to better understand incorrect answers.
Finally, take the 150 Question CAPM simulation at least once to guage your readiness. Do again if you score below 80%.
https://www.amazon.com/dp/B07XV1N9VJ
Your scores on these practice tests will accurately guage your readiness to pass the actual CAPM.
very best wishes...
Clifford wrote an essay on <em>The Ethics of Belief - pdf</em> which I found helpful and should be required reading. Your parents might want to read it and discuss it with you. Here is a sample:
>To sum up: it is wrong always, everywhere, and for anyone, to believe anything upon insufficient evidence.
>If a man, holding a belief which he was taught in childhood or persuaded of afterwards, keeps down and pushes away any doubts which arise about it in his mind, purposely avoids the reading of books and the company of men that call into question or discuss it, and regards as impious those questions which cannot easily be asked without disturbing it—the life of that man is one long sin against mankind.
There is another book, that helps people understand cognitive dissonance that I found helpful in my transition:
Your parent might not be open to change, but you never know what a new thought can do.
>humans fundamentally don't really have those either
A well-reproduced finding in social science is that slight variations in the phrasing of a poll or survey question can cause dramatic changes in the results.
This is just an empirical observation, and there are probably a lot of underlying reasons for it, but I do think one of them is that most humans don't have consistent well-considered opinions on most subjects. When we're asked our opinion on a subject that we haven't thought about a lot, we default to what Daniel Kahneman calls "System 1" (fast/intuitive) thinking, which is highly susceptible to priming effects and other distortions.
That said, it's not true that none of us have consistent beliefs on any subject. It's just that forming and applying a coherent belief system requires effort, and we only put in that effort on topics we care about and in contexts where we think it matters.
Very good points. Sounds like you've read Crucial Conversations: Tools for Talking When Stakes Are High b/c this comment outlines pretty much exactly how you should handle this situation.
Read PMBOK sections Considerations for Agile/Adaptive Environments in each knowledge area and test yourself using Landini's question sets:
https://www.amazon.com/dp/B07XV1N9VJ
That will cover all agile material on CAPM
In dem Buch The Baby Decision: How to Make the Most Important Choice of Your Life gibt's ein eigenes Kapitel für genauso Menschen wie dich. Ich hab das Kapitel damals nur milde interessiert gelesen weil es für mich nicht relevant war, aber ich bin mir sicher dass es dir (so wie andere Kapitel in dem Buch mir) weiterhelfen kann.
Ich hab das Buch auf Englisch gelesen, aber auf Amazon gibt es das auch auf Deutsch: Die Kinderentscheidung: Wie Sie die wichtigste Entscheidung Ihres Lebens treffen.
Vielleicht magst du auch Mal in ein paar subreddits stöbern, vielleicht kannst du dich mit ein paar Posts dort identifizieren. r/fencesitters und r/singleparents vielleicht?
I’d recommend checking out this book or something similar: https://www.amazon.com/Baby-Decision-Make-Important-Choice-ebook/dp/B01FSZ51J6/ref=nodl_?dplnkId=854c308a-f183-45da-963a-d5771841e877
It has some good thinking exercises to help you drill down on the reasons why you want a kid and help you make sure it happens for the right reasons. Remember, you’re not just having a baby, you’re becoming a parent.
> But the way I see it, if it’s not 100% certainty, then you shouldn’t do it, right?
Very few people have 100% confidence in whether they want kids or not. You just have to figure out which decision you’re least likely to regret. I found this book to be quite helpful in figuring it out.
If you’ll want kids and she won’t, it’s unlikely to work out in the long term. But you have a lot of time to figure it out, there’s no rush.
I’m convinced there was a pregnancy pact this year that everyone except me was in on, so I feel you. I just worked through a book that I felt was really helpful at figuring out my feelings on if I actually wanted a kid or it was just peer pressure. It was “The Baby Decision” by Merle Bombardieri and it was really unbiased imo. It’s definitely something you can work through on your own and just use it to guide the conversation if your partner doesn’t want to do homework.
The Peter Landini practice tests are most similar in content, style, and format to the actual exam.
Hint: all the practice tests are accessible online using a link provided when you purchase the book.
Pocket prep scores are NOT an indicator of your readiness to pass CAPM.
Why? The pocket prep questions are actually more difficult than the actual exam and it is shaking your confidence. They are phrased in a tricky and confusing way that is not at all like the CAPM.
Instead, use the Peter Landini tests, which are most similar in content, style, and format to the actual exam.
- Peter Landini Practice Tests : https://www.amazon.com/dp/B07XV1N9VJ
Do the 50 question sets, and the full 150 question simulation. If you score 70% you can consider that barely passing, 75-79% is a little better, and over 80% means you are all set to succeed.
You can do it!
hope this helps
Phillips Udemy is good, probably the best CAPM prep value for the money (he has PMP too). But, sorely lacking as it comes to Agile.
Rita materials are uninspired and pretty much useless, if you already have PMBOK-6 may as well just stick with that as a reference guide.
Peter Landini Practice Tests are the real deal! Just like the actual exam, including Agile (which several other prep tests seem to miss) And, its only $10 and comes with a link to online simulation tests (full 150 question)
If you need to read up on Agile, this Quick Start ($13.99) guide is good in covering the basics
Agile will account for about 10-15% of the exam, and spans across all Knowledge Areas and Process Groups, so be sure to be comfortable with the basics and key terms...
Cannabis.
I could not read Pete Walker without being stoned the first two times. Maybe a page sober, but probably not more than a few sentences.
Now I can. Heck, I got through The Black Swan sober and that is saying something!
Factfulness is a good book if you are looking for some optimism in the world today, it brings a lot of facts of what has been improving throughout the years, like decrease in poverty, increase in girls education numbers, etc
https://www.amazon.com/dp/B0756J1LLV/ref=cm_sw_r_apan_N33NJDWZZH6XK1NGVDFH
Pick up Peter Landini Practice Tests : https://www.amazon.com/dp/B07XV1N9VJ
Do the Quick Quizzes for each knowledge area as you complete them in your course work. Go back to read sections you get wrong or don't understand.
When you complete your course work, do the 50 question practice tests, and the 150 question simulation test. This will give you an indication of your overall readiness.
7/24 is a month away, seems like enough time, but not enough to lose focus! stay on top of your study schedule.
*** And, since your primary language is Spanish, look into the Language Aids option when registering for the exam. The exam is given in English, however the Language Aids will translate key words to your language of choice - However, to my understanding you have to select this option in advance)
Hope this helps...
Just wanted to suggest -- Both you and your husband could try working thru The Baby Decision book (https://www.amazon.in/Baby-Decision-Make-Important-Choice-ebook/dp/B01FSZ51J6). It might help to gain a better perspective.
That’s exactly where she should apply logic.
You need to pick up a book about deciding on parenthood (link below). Your girlfriend’s thought process is exactly what you should be doing too. It’s not fair to bring children into your home without proper thought and preparation. YTA.
https://www.amazon.com/Baby-Decision-Make-Important-Choice-ebook/dp/B01FSZ51J6
This is very important! PMI has been increasing its emphasis on Agile concepts, with CAPM devoting 10-15% of its questions and PMP up to 50% Agile-related questions.
For CAPM, the PMBOK 6th edition is still the source for the remainder of 2022, so be sure the review and re-read the Considerations for Adaptive/Agile Environments in each Knowledge Area.
Peter Landini's Practice Tests probably do the best job in simulating what you can expect on the actual exam, and has a separate section devoted to Agile question for extra emphasis.
-https://www.amazon.com/dp/B07XV1N9VJ
If you need to read up on Agile, this Quick Start guide is good in covering the basics at an introductory level: https://www.amazon.com/Agile-Project-Management-QuickStart-Guide/dp/1502393468
Steven Weinberg is using "religion" when he actually means something more like "ideology", and it's actually more vague than that. The only ingredient you need for a person to do evil is for them to believe that something they value is threatened by someone who differs in some way.
Buddhists are committing atrocities against Muslims in Myanmar. Communists committed atrocities (against Christians and Jews, among others) in the Soviet Union. Russians are committing atrocities against civilians (regardless of faith) in Ukraine. Romans committed atrocities against Carthage. And Christians have committed their fair share of atrocities, like the Albigensian Crusade. Nobody ever claimed that Christians are good at being Christian.
In fact, another of the core tenets of Christianity is that people, in general, will fail to do the right thing at least some of the time. That particular tenet does happen to be empirically verifiable.
Books like Thinking Fast and Slow and The Worm at the Core are popular-level science books about why humans fail to make ethical, rational decisions, even when given all of the information they would need to make them.
I had training called "crucial conversations" that very clearly lays out how to tactfully address situations like this.
I'm by no means suggesting that by reading this book you will solve ALL of your problems.
PMI's ethics and code of professional conduct are not targeted on the current CAPM exam, but IS included in the Exam Content Outline for the UPCOMING CAPM exam based on the 7th Ed PMBOK that will be introduced later this year.
I am not familiar with the PM Training material referenced in the OP, but it's inclusion in CURRENT CAPM prep materials and practice questions would lead me to believe that they've either jumped the gun on the new material (less likely), or have taken short cuts to reuse their PMP prep material (which SHOULD include ethics, etc) in building their pool of CAPM practice questions (more likely).
That would have me question the validity of the overall CAPM material from PM Training and look to another source for practice questions, such as the Peter Landini question sets available on Amazon: https://www.amazon.com/Project-Management-Practice-Questions-Certification-ebook-dp-B07XV1N9VJ/dp/B07XV1N9VJ/
Peter Landini's practice tests are MUCH better than current RMC Learning materials (Rita died in 2010 but they still use her good name).
These are closer to the actual CAPM exam in content, style, and format, and is only $10.
Not at all! I did read more than one, but I'm fairly sure this is the right one.
The Baby Decision: How to Make The Most Important Choice of Your Life by Merle Bombardieri
Not all of the advice in it was great for me, but some parts were really helpful. I think the thing about mourning a different life path is applicable to many things in life, so that really stuck with me.
Don't waste you money with Rita products, they are no more than recycled PMBOK. Instead, get the actual PMBOK 6th Ed. and use it as a reference when doing practice tests.
On that note, Landinis practice tests are MUCH better than pocket prep, and closer to the actual CAPM, and its only $10.
https://www.amazon.com/dp/B07XV1N9VJ
If you want something to read as you make your way through Udemy, try this :
https://www.amazon.com/Head-First-PMP-Management-Professional/dp/1492029645/
It is very understandable, logical, and you will actually learn the concepts through the examples.
Best Wishes...
I've never been pregnant, so I can't answer any questions about that. But it jumped out to me when you said you're not genuinely excited about the baby. Pregnancy is definitely tough but it's also ~9 months compared to ~20 years of actually raising a child. So separate from pregnancy/childbirth, is child-REARING something you want to do?
I highly recommend reading The Baby Decision with your husband if you haven't already. They have a ton of exercises to help you separate all the different aspects of parenthood (pregnancy, birth, early childhood, later childhood, impacts on the rest of your life, etc. etc.) and help you get a clear picture of where you stand.
I totally recognize that the pregnancy and newborn phase scares you, but it may be helpful to put that in context with all the other phases and impacts of parenthood to decide if you think it's worth it for you.
so april give you about 3 months to complete the course and prepare for the exam. that should be suffice, as long as there are no major distractions. keep an eye on the pmi.org site for an announcement as to when CAPM exam cuts over to 7th Edition PMBOK, as you'll want to avoid dealing with new exam content.
definitely plan to go to a testing center. many have discussed tech problems, glitches, and other issues with the online proctored test. Unless you live a thousand miles from a test site, or we have another Covid lockdown, take the path of least resistance...
as far as additional study materials, i recommend Peter Landinis Practice Tests https://www.amazon.com/dp/B07XV1N9VJ
Use the quick quizzes as you move through your 23 hour coursework, then spend about 2 weeks taking the 50 question practice tests and 150 question simulation exams before writing the actual exam. Consistent scores of 80% or better will tell you that you are ready to go.
best wishes...