8-year Whole Foods marketing team member checking in.
As for the pricing on the items you mentioned, most of the products are currently at the prices they were at before Jana Partners acquired a percentage of WF a few years ago. Jana raised the prices a few months before the full acquisition by Amazon and Amazon lowered those prices, only some of which are actually lower than their initial retail price. After the transition to Amazon, and with the launch of Splash 1.0 (New Lower Prices), the prices were reduced to what you see today. All of the value programs such as Buy Big Save Big, Low Price Great Quality, and 10% Case Discount we’re absorbed under the Everyday Savings (Splash 2.0) umbrella on January 1st despite the global marketing roll-out that is currently coming up.
There are a number of ways to save at Whole Foods which include the Everyday Savings items (look for orange signage), buying 365 Everyday Value products, One Day and Annual Sales, Prime promotions ($5 off of Turkeys or Double Dozen Roses), and using the Digital Coupon app.
As for the card, you get 5% cash back on Amazon, at Whole Foods and 365 stores, 2% back at restaurants, gas stations and drug stores, and 1% back at all other retailers.
Offer and details can be found here .
> Keep in mind that the Amazon Rewards card will only give you 3%
You, /u/ReallyBoredMan, linked to the Amazon Store Card. The OP asked about the Amazon Rewards Card, and the commenter was just dropping an FYI about the Rewards card. They are two different cards and just because some people don't understand the difference doesn't mean this guy needs to be down voted for his accurate statement about the percentage.
Here is the Amazon Rewards Card link:
Here is a link to perhaps help you understand the difference if you still don't:
> Amazon doesn't have an actual credit card. What they have is more like a department store card, in that you can only use it on Amazon unlike a real credit card.
Um no. I have an Amazon Prime credit card backed by Chase. Whatever I buy I get 5% of it back to spend on Amazon. It's been so beneficial that it's the only card I use. I've had it for almost two years.
Here's a link to the card: [link]
Here's where my current points are at: [link]
Just this last December I was able to basically get $500~ free money for upgrading my computer using this card. I tell everyone I know about it and recommend it. Plus they recently upgraded it so Prime members get these new cards that are metallic. Not look metallic, they are literally metal. The point though is they do have a credit card and it's fucking awesome.
If you're a US resident and purchase a lot of stuff from Amazon Prime, I highly recommend their Amazon Prime Rewards Card. It offers 3% on all purchases including Amazon Coins.
The trick to maximizing your rewards is to not apply your accrued cash back balance on purchases (since it reduces your total balance applied to card thus reducing your total cash back). The best way to redeem your rewards is to direct deposit it back into your checking or savings account and to pay the full balance for each purchase with the card.
Yes - the Amazon card is managed through chase - you can either get the prime card which is 5% back or the regular card which is 3% back [link]
FYI, this isn't the same as the Chase Visa Signature. This is issued by Synchrony, and it only offers cash back on Amazon purchases. This is the link: [link]
My 9-5 deals with credit cards, and I'd advise against the Synchrony, even if it gives cash back at Audible. This one is way better imo: [link]
Amazon prime rewards visa signature card. They work with Chase for this Visa. If you already have prime, there is almost no reason to not get this card and set it as your default card for all purchases. Extra 5% back on everything.
It's this one:
Not this one:
It looks like the US one has some problems based on the reviews. Canadian one doesn't show reviews but it looks good! I travel a lot so that card would be useful.
I tend to like to use cash when I travel though; could I use the Amazon Visa card to get cash advances at ATMs?
5% back on purchases at Amazon and Whole Foods, 2% back at restaurants/gas stations/drug stores, 1% back on all others - and the rewards can only be applied to the card balance or Amazon purchases; it can't be added to your Chase Ultimate Rewards. More info here.
Always use your Amazon points to pay the bill. Don't purchase with them. Otherwise you lose the 5% your get by paying with the card.
If you have the Amazon rewards Visa signature, yes you can do cash advances at a rate of 25.99% APR with a transaction fee of $10 or 5%, whichever is greater.
The Sallie Mae Barclaycard offers 5% cash back, up to $750 per statement, at "Bookstores" which any purchase from Amazon qualify as. It requires excellent credit for approval.
The Amazon Rewards Visa Card offers a $70 Amazon GC back plus 3% cash back on Amazon purchases. After you spend at least $3500 at Amazon, the Sallie Mae card will be a better choice than the Amazon card. If you consider the 5% CB on Gas and Groceries that the Sallie Mae Barclaycard offers, it becomes an even more attractive choice.
If you don't qualify for the Sallie Mae card, then the Amazon card could be a good card to help you get better rewards while you continue to improve your credit. There are some other cards that consider some Amazon purchases to fall under categories that offer enhanced cash back.
I'm a big fan of the Chase Amazon Visa for college students, since Amazon can be a good textbook resource and a lot of college students shop there regularly. You get a $50 Amazon gift card upon approval: [link]
It's a good start to building your credit, as /u/kevlarlover said. Pay off the full balance every month, and you'll build credit so you can start churning later down the road.
At 5/24 (but one card is ink preferred) and CS is 750-760 on Transunion and Experian. About to make ~18k of purchases on Amazon soon so I would love 5% off. Five cards are:
What should I do?
I can wait a good amount before pulling the trigger on the amazon purchases, but I'd like to lay out a game plan.
Read the credit card statement. It tells you your interest rate.
You might also be hit with a retroactive interest charge after the promo ended.
Did some reading on the Amazon Store Card from Synchrony Bank. Retroactive interest is what happened.
> No interest if paid in full within 12 months on any purchase totaling $599 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum monthly payments required.source
downvote... especially if you're trying to make money off this with your link.
If you're gonna give a ref link, like this one, at least make it for a good offer... That link gives a $75 Amazon GC after first purchase.
Or, if you prefer cash, use this (not my referral link) for $150 back after $750 in purchases.
Yeah... with the Amazon Visa Rewards credit card. You earn points for making purchases with the card... more points for Amazon purchases... which I make a lot of. Then, you can use the points to help pay for Amazon purchases.
I've had the card for as long as they've offered it.
Forever (or until they change the terms I suppose), it is the specific amazon prime rewards card (not to be confused with their amazon rewards card)
Its also metal, which is kind of bad ass.
edit: you must be a prime subscriber to qualify.
Interestingly, if it's this card you were actually given a lower rate than what they say it will be (which is outrageously high).
But to agree with the others, I no longer look at the interest rate on cards I get because I only use them if I already have the cash to pay off the balance each month, so I get rewards and pay no interest. If you are paying interest on a credit card, especially on a card you got in order to earn rewards, you are doing it wrong.
Nope, it's a super quick - google Amazon Prime Rewards Signature Visa (or here's the link) - with stuff like this I wouldn't use a link some redditor sent you even though it's me sending it. I'd google to be safe.
Anyway, you fill out the application and if approved you get the ability to use your new card immediately and get 5% off on Amazon if you've got prime. Also 5% off in Whole Foods, 2% off in restaurants and other benefits. You get the physical card later but you the ability to immediately use it on Amazon if approved online.
Oh just to be clear - it's a cash back card... so you're getting 5% cash back for Amazon purchases, it's not a direct reduction on your purchase price. You still pay full price for the Vive but you'll get 5% back in cash rewards at the end of each month.
Yes, but the Amazon Prime Rewards Visa gives you 5%:
Both the store card and the Visa come in the 3% (non-Prime) vs 5% (Prime) flavors.
If you're making a lot of purchases off of Amazon, and you have Amazon Prime, the Amazon Prime Visa Rewards card is awesome and doesn't have an annual fee. I believe you get 5% back on Amazon and Whole Foods purchases, 2% on gas/restaurants/drugstores, and 1% back on everything else. If you don't have Prime, the regular Amazon.com rewards has 3% back on Amazon/Whole Foods purchases, and everything else is the same.
Your link is to the Amazon Platinum Mastercard, not the Amazon Prime Rewards Visa Signature Card. Perhaps the Prime Rewards card is only available to US residents, or isn't available in the UK? I don't know the answer to that.
i got plenty of calls from people calling in about signing for credit cards they do not want.. which they later claimed they never did...
why they sign up anyway? because of the $$$ offer.. they just want that $50-$80 gift card or credits...
if you do not even have Amazon Prime you are not qualified for the Amazon Prime credit card.
READ THE FINE PRINT --- in a way this card does have an annual fee-- which is your prime membership ($120/year)
>Exclusively for customers with an eligible Prime membership
Citi Double Cash is the flat 2% (you get 1% up front when you purchase, and the other 1% when you pay on time). My 3% is Capital One SaviorOne which has 3% on dining and entertainment. There may be better 3% cards out there with no annual fee — I would shop around just in case. The Amazon Prime card gets 5% on all Amazon purchases too in case you shop from there a lot. Good luck friend and happy personal financing.
No problem. Also if you buy from Amazon with an Amazon rewards card you'll get 5% cashback, or ~$20 in this case.
Most budget TVs have a 1 year warranty. But a lot of credit cards will give you an additional year over the manufacturer warranty. Buying with an Amazon rewards card effectively gets you a 2 year warranty on your TV.
There is a good chance that whatever card you have, it has the same policy, so check your card details.
If you don't have an Amazon rewards card, you can get $100 gift card on approval of a new card:
Amazon was offering a $200 gift card on Black Friday
Lastly, visit Best Buy if you can to see some TVs in person. You can check the Best Buy website to see if there is a U6G floor model at your local store.
Yes. Check out Amazon Prime Credit Card. You need to be prime member to access it.
Here's the link.
Click the button
"See if you’re pre-qualified
Good luck ! Enjoy!
Do you shop at Amazon? Then this ought to be your next card. $200 of free money, 5% Cash back and No Foreign Transaction Fee (useful when you travel to ypur home country and want to grab something at airports).
The next choice would be Chase Freedom Unlimited but make sure you get the 5% groceries offer. You might be doing a lot of grocery spend.
You could also try the Discover It Cashback. You could earn up to 10% back in the first year in rotating categories.
If Costco is your thing, then the Citi Costco card is a must have. It gets you 4% on gas, 3% on travel and dining, plus no Foreign Transaction Fee.
> I see people suggest taking loans to build credit, but I'd really like to avoid that
You could do a small $500 secured loan with a Credit Union. You might pay low interest, maybe 1 or 2%, which is like 5 or 10 dollars. It will certainly help but is not necessary.
>I recently tried to have Capital One raise the CL (online), but they declined it.
They're amongst the worst. Had a similar experience with them. They refused to convert my secured card into an unsecured one, for many years. I had unsecured credit limits totalling 30k but Crapital One refused to budge. I finally cancelled that card.
Ok, I believe that could be a negative against you. A totally unscientific test and probably not a 100% indicator, but go to the Amazon site for the Amazon Prime Visa Card by Chase. The pre-qual link is still active and see if you pre-qualify. If you are blacklisted but you have no derogatories, bankruptcies, or major flaws and you don’t qualify, I believe they could be holding that closed account against you. Again, purely speculative, but knowing I didn’t pre-qual for the Amazon and having a closed-by-creditor account in my history, I wouldn’t apply for the CSP
Edit: here’s the Amazon pre-qualify link
What I'm seeing on the app is different.
Try searching for the Amazon Prime Rewards Signature Visa.
Though the 5% back does require a Prime membership.
I believe it is still 150. Follow this link: https://www.amazon.com/Amazon-Rewards-Visa-Signature-Card/dp/B007URFTYI
It is showing 150 for me
Fun fact, la tarjeta de amazon también es con alianza con banorte y las quejas son las mismas que con la de rapi, checa las reseñas 70% son 1 estrella.
Chase Amazon credit card does not charge retroactive interest. In fact it doesn't even have a 0% APR promotion.
You might be thinking about the Synchrony Amazon store card. Terms on the Synchrony card:
> "Interest will be charged to your Special Financing-Enabled Card account from the purchase date if the promotional balance is not paid in full within 6, 12 or 24 months respectively. "
It's typically not been, it was simply an Amazon.com gift card upon approval.
I noticed the other day, it does seem to be a normal style SUB now...$100 statement credit after $3000 in purchases. Unless I'm just getting a different page in incognito.
>The name is "Amazon Prime Rewards Visa" (https://www.amazon.com/Amazon-Prime-Rewards-Visa-Signature-Card/dp/BT00LN946S)
That's the Chase card.
Your chances at the CSP are reasonable, but it's not guaranteed. Your income is high enough to have potential room for the $5K required on a CSP, but given your short history and existing limits with Chase, they might hesitate. I'd say it's better than 50% for approval.
Do note, however, that you'd need some plan for hitting the MSR, as your spending is nowhere near that requirement. This card also makes zero sense for you long-term, so plan on downgrading after a year (unless something major is changing).
>Does having a checking/savings account with chase help approval odds? I know I read this but I'm not sure if it's true or not.
Yes, it's true, and it is likely the reason you've been approved for the Amazon Prime card.
>Lastly, I know the branch manager at the chase near my house, if I applied in branch with the manager, is there any sort of advantage as opposed to applying online?
Applying in-branch will currently give you the benefit of a waived annual fee, due to a special promotion. Knowing the manager will not impact your chances of approval, underwriting is not handled in-branch.
I'm not sure what type of credit card it is, I applied for it when I signed up for Amazon Prime. The name is "Amazon Prime Rewards Visa" (https://www.amazon.com/Amazon-Prime-Rewards-Visa-Signature-Card/dp/BT00LN946S)
It should be around 27k. I start my internship in June working full time.
The Amazon Prime card directly for Amazon only is Synchrony:
> Amazon Store Cards and Secured Cards are issued by Synchrony Bank.
The regular credit card where you can earn Amazon points for any purchase is Chase.
I've got an Amazon affiliated credit card. I get 5% cash back on Amazon purchases with a Prime membership, 2% back on restaurants and drugstores, and 1% back on purchases anywhere. I pay the card off each month so I'm not carrying debt, but it's handy for those low-balance days with my checking account, like right before I get paid.
I've had the card for a while and I haven't checked out any competing offers, so it's possible there's a better value rewards program out there. If you do a lot of your shopping at one particular place (a specific grocery store, for example), that store might have an affiliated card that will provide you with a better cash-back deal.
credit card that can only be used on Amazon https://smile.amazon.com/Synchrony-Bank-Amazon-com-Store-Card/dp/B008A0GNA8/ref=lp_3561432011_1_2
I have the black one, it is a Chase card. I got the normal 5% plus an extra 5% when buying the SN550. The blue card does not give bonus rewards.
Does the Amazon Visa Rewards Card ([link]) have any monthly or annual fees? I'm kinda stupid and tend to overlook the fine print, and was wondering if I'd be fine if I were to never use the card (that 100 dollar gift card looks really nice).
Lots of people will be upgrading this holiday season to get a new headset like Quest 2 or HP Reverb G2. Or others might upgrade to an Index for higher FOV, refresh, and they want finger tracking. So that could leave you a lot of options for a great second-hand midrange headset for cheap.
These are the used headsets I would be on the lookout for and what I would pay if in good to very good condition: (no particular order)
Slightly outside of budget and new, but if you have decent credit and don't have an Amazon credit card some can get a $100 bonus. So you can get a new Quest 2 64GB for ~$220 with tax. But you still need the $20 cable for a Link connection.
Different used markets vary on pricing of course, but I have bought and sold these headsets for these prices in the western US. (Craigslist, Ebay, Facebook Marketplace, etc.)
Hm -- this could work. My SSN should come in the mail in a few days, which should make this a lot easier.
The Citi Forward card seems to be point-based rather than cash-back; do you think it'd be much more difficult to get the illustrious-sounding Citi Platinum for Students, which seems to have marginally better benefits than the Capitalone card?
I use a lot of Amazon, and was eyeing the Amazon Rewards Visa. Is this something I can work towards, or do you think I'll likely have to wait until my income situation improves?
I'm assuming you're talking about this card? That's a rotating category card, meaning that for 3 months out of the year you might get the 5% category, but only 1% the other 9 months.
REWARDS: We will send full terms and conditions with your card. Each quarterly 5% program has a cap on category purchases and you must sign up for each program. The amount of the cap may change. 5% category purchases over the quarterly cap, and all other purchases, earn 1% cash back.
For something like amazon, the chase card is better because it's always 5% cash back and has no annual fee.
The Uber one is better for restaurants since it's unlikely your restaurant purchases are all in the same time of the year, so 4% 12 months beats 5% for 3 months.
Generally, I dislike the rotating category cards because it's unlikely my need for something will align with their offer timing.
Keep in mind that you would need to qualify for a minimum $5,000 credit line since the Amazon Visa is a Signature Visa Card.
These reviews saying that if you don’t pay off the total balance it’ll charge you interest on your entire months spending.
I have chase visa as my main card right now and it’s moderately predatory. I have it set to pay off total balance on x day every month but if I make a payment before x day, it won’t pay off the balance on X day and will charge me interest. It’s a pain in the ass.
The one I linked below. Note you have to be a Prime member for this one... which I'd have regardless. There is another version for non-prime, but not sure the rewards on it.
Is it different than this one?:
A review said:
> This card has sneaky interest rate policies that you should be aware of prior to getting the card. I am a loan underwriter and credit analyst, so this experience was particularly irritating because I know exactly how credit cards work! I received my first statement and paid all but $25 (by accident, meant to pay in full) on time. So my carryover balance was $25, which I would expect to be charged interest for. However, on the next statement I see I have been charged interest for the full balance PLUS my new purchases, of which I was still within the grace period at that point. This happened again the following month. So I called Chase and was told that for this particular card, if you don't pay the balance in full they charge interest on the TOTAL balance - not the carry-over balance like most other credit cards, which in my case was $25 - PLUS they will forego the grace period on your current purchases! I told them I won't be using this card anymore, and that this is predatory. Beware, if you can't pay the balance in full by the due date each month, the interest you will be charged is not worth the rewards; you will wind up spending more on interest than you will receive back. My FICO is in the 800s and they are charging over 15% APR - with no grace period because of that $25 carryover the first month - so I imagine the average interest rate on this card is well over 20%. There are much better reward cards out there that don't practice usury.
I have Prime. I've had Prime for like 10 years and had that card for 3-4 years. Never had a fee.
The only thing that changes if you cancel Prime or close your Amazon account is that you go from 5% rewards on Amazon and Whole Foods to 3%.
Here's a page from Amazon with some info: [link]
And here's more info about how to keep 5%: [link]
No mention of special financing.
Basically entire left column is about special financing.
And the Chase comes with the drawback of the 1/2 income rule.
It's the Amazon Prime Visa CC. 5% if pretty good if you purchase from Amazon a lot, but that's all I would really use it for because there are better options for other things.
Use this link to add the card for the $50 credit automatically applied: [link]
Just got a new headset normally $130 for $50 when combined with the Prime Day sale
Only got $10, but free money is free money. Had to follow this link: https://www.amazon.com/Your-Personalized-O%EF%AC%80er/dp/B089NTWN1D
I actually got $50 from this offer (same link that /u/datopotatogames posted [link] )
I don't think we intentionally skipped it, but it may have come up in the past and we just didn't notice
There is also the Amex Amazon biz card if your worried about the balance reporting.
You can get approved for any of those sounds like.
Hard pulls (as far as credit cards are concerned) don't matter that much. Bank of America, us bank are really the only ones that care about it. Even then they don't care that much. Unless your in 15+ pulls. I have no problem with getting approved basically anyone with double digit inquiries.
Mortgages yeah they care about it if you buying more properties...
Actually since your already an Amex customer they won't hard pull so that card is decent.
Yeah there are 3 different Amazon cards. Let's focus on the synchrony and chase. Both are 5% if you are prime, 3% if you aren't. Synchrony has options to finance. Chase has visa protection for warranty and such.
Both have different sign up bonuses.
Synchrony is a store card only can be used at Amazon
Chase has an Amazon visa
> Note - it was not an "Amazon Card" - it was a Synchrony Bank card that was branded with Amazon and they must have promoted it for a time.
> Just apply for another card from a different bank if you need the credit card.
I guess since I think I recall that I got it directly from Amazon when I logged into my account that the Amazon.com Store Card was the "official" Amazon credit card that one used when making purchases on Amazon:
Can you please share a link to the offer? I can't seem to find it on their listing page.
It isn't scalable like that. It is a flat $70 gift card you get for signing up for the credit card.
Hey friend - sightly sidebar, but another consideration with really big amazon purchases is just using the Amazon credit card for 5% cash back. Definitely safer.
Link here: https://www.amazon.com/Amazon-Prime-Rewards-Visa-Signature-Card/dp/BT00LN946S
(P.S. just a friendly neighborhood spiderman, no affiliate link :))
Do you have Amazon Prime? If so, just get the Prime Visa. It's still 5% cash back and you get a $70 amazon gift card. No business required.
Hey man. There are a lot of credit card options out there. Creditcards.com is great for filtering and browsing different options.
You mentioned that you spend a lot on Amazon each year, so the Prime Rewards Card might be a good option for you since you're already a prime member. They offer some great rewards rates on Amazon and Whole foods at 5%, and 1 or 2% back on all other purchases. You must be careful though, because this card requires a prime membership, so if you don't plan to keep your membership in the long run, it might not be the best way to go. I think there's even a sign on bonus upon approval.
My own personal recommendation though would have to be the Discover It Card. It has no annual fees, stellar customer service, and great perks. They offer 5% cashback on rotating categories, and 1% cashback on everything else, but what makes it exceptional is the cashback match in your first year which basically brings those returns to 10% and 2% which simply cannot be beat. I use mine on Amazon a lot and it's really great because you can get the 5% cash back half the year by using paypal in the months that the higher rate is offered for it, and just using the card in the months it is offered for Amazon. I know it may be a little confusing at first, but it is pretty simple to understand after a month or so of using the card and enables you to earn the most rewards possible.
The Amazon card is probably better for you, but if you're looking for something different, then it doesn't get much better than Discover.
Yes, you can have more than one card of the same type. For example, I have two US Bank Cash+ cards.
If you're looking for a business card for Amazon, Amazon has an American Express card that is similar to their Visa card issued by Chase, except on top of the unlimited 5% cashback (if you're a prime member), you can choose to get 5% cashback or you can get net 90 day terms. You also get 2% cashback on gas stations, restaurants and wireless phone service and 1% on everything else.
You also get $125 Amazon Gift card plus $100 bonus if you spend $3000 in 3 months in the 2% and 1% categories.
As for having one card for business and one for personal, if you're setup as a sole proprietorship and don't plan to issue out employee credit cards, I would simply stick to one of each type of card to maximize cashback and track your expenses with a budget app. If you need to issue out a company card to employees, then choose a card that gives a flat cashback, like 2% or is in a category that you spend a lot in. I would probably also pick a business credit card instead of a consumer card, as I'm unsure what the terms and agreements are when adding authorized users for a consumer vs business credit card.
> Chase backs the personal Amazon card that can be used anywhere (the one that mentions 2% on dining and a few other places, either blue or black card I believe).
I see, so the Amazon Prime Rewards Visa Signature Card is actually backed by Chase. I naively thought it was "backed by" Visa. I guess the Visa in the name doesn't actually mean much?
One last question I had was why would I be approved for a "business" card when I'm just a W2 employee, and not a business owner in any sense, shape, or form?
> you need Prime to apply for the card
Not really. Anyone can get the Amazon Rewards Visa Signature Card. You only need Prime to get the Amazon Prime Rewards Visa Signature Card. The only difference is Prime gets 5% back, whereas non-Prime gets 3% back.
Store card looks like amazon credit card issued by a bank. [link]
I assume these might be stolen card being sold
It's specifically from Amazon, and that's where I do all my shopping including groceries, now that Amazon Fresh is included in Prime. It only gets 2% back at restaurants though. Generally, it's 1% cash back, but I rarely ever shop anywhere other than Amazon.
You may have better luck with the Amazon Store card from Synchrony ([link]) as I think they're not as strict as Chase in terms of approvals, however note that it only has 5% cash back at Amazon, not Whole Foods like the Chase one does.
Special offers and product promotions
Style: Black Edition
Same situation as you except I use Regions. Even have capital one 360 account for CD/Money market Emergency fund.
The OP should be using a credit card instead of debit card and learn to control himself. I have an >820 credit score, pay for everything on credit card, and pay it off each month. Ive never carried a balance or paid any finance charges or interest. If I used a debit card all those years, that credit score would be 0 essentially. Credit scores reach way further than just getting loans.
Id personally recommend the Amazon credit card through Chase. If you use prime, you get 5% back at amazon and whole foods. (ortherwise 3%) I think its 2% for gas. I get back hundreds of dollars each year for doing nothing out of the ordinary. (https://www.amazon.com/Amazon-Prime-Rewards-Visa-Signature-Card/dp/BT00LN946S-not a referral link)
I guess it's actually the signature card here
I'm just looking at the fees and it says theres a balance transfer fee. I'm not sure whether that means every time I go to pay off my balance or something else?
This thing, which links to here; apply through that to be eligible. It doesn't appear to be Miles related anymore (it was when I signed up though).
They have a business card that will give you $100-$150.
Amazon business credit card (Amex)
So to set it up, do I ask chase or amazon? And this is the card I believe I want, is this correct?
The Amazon Prime store card offers 5% back on Amazon purchases
The Amazon Rewards Visa offers 3% back on Amazon purchases
Ten days until everyone loses their Amazon Chase Visa... Does you think Amazon will release another branded card in the next couple months? I don't expect anything as nice as the American version, but I really want to get another >2% cashback card for Amazon purchases.
Googling "Amazon Visa rewards card" gives me this 3% card: [link]
...you have the "Prime Rewards Visa Signature Card", which is different than what was in your first post.
I heard chase doesn't do grace periods, so in other words, interest is charged the moment you charge something to it, while most cards allow you to pay the full balance before the next statement closes and not get charged interest. Source
It's a good card, especially if you're new.
Just so you know, like u/aksurvivorfan mentioned, there's two offers for it. The $75 Amazon one does have double cashback the first year, too. Here's a link for that.
If you go through someone's referral link, you get the $50 offer, and the person who referred you also gets $50. That has the double cashback offer, too. The referral link thread for Discover is kind of dead for various reasons, so if you wanted to do a referral you'd probably have to ask around (asking someone who has helped you out in the past is a good start). A lot of people have the card, so it shouldn't be hard to find someone. That's extra work and I really don't think anyone's going to begrudge you for not doing it, though.
I think that's about all you're looking at as far as promo offers. I'm inclined to say the $75 Amazon one is a better deal.
One thing to note is that even though you can redeem points on Amazon, you probably shouldn't do this. I would only redeem points for either a statement credit or direct deposit. If you redeem points directly on Amazon, you don't get points for that purchase, so you're throwing away a small amount of money. It's not the end of the world, but there's no real point in redeeming there versus going the statement credit route.
It does not have a foreign transaction fee. I use it on an Amazon site other than .com and have used it at physical stores overseas as well. See official website:
The amazon Amazon Prime Card is 5% for all spent at Amazon (Since I have amazon prime already). Majority of my purchases will be through them, I think i will pursue your advice and check out chase card and amazon.
2% back at gas stations and drug stores, and 1% on everything else.
Plus they have all sorts of partner stores you can use your points at for additional savings.
This is by far my favorite card (although my AmEx has 6% back on groceries and 3% on gas, so that one gets used more).
Plus it's metal af.
He's referring to the Amazon Store Card with Synchrony Bank.
Chase does also have their own Amazon Rewards Card which I believe predates the Synchrony card. It initially offered 3% back, but they just recently updated it to offer the same 5% cash back rewards to Prime members that Synchrony offers with their Amazon Store Card.
If you do a lot of purchasing there, you're probably a Prime member. If so, and if you don't already have it, the Prime Visa credit card gives 5% back on all Amazon purchases. Very worthwhile if you do lots of shopping through Amazon (I know I do).
The Prime Rewards card is a good option. No miles per se but you can rack up a good amount of points with 5x on Amazon purchases
Amazon's credit card offers 3% cash back from Amazon.com purchases.
Also for those trying to increase your number of credit accounts you can always apply for the amazon credit card. You get a free $50 gift card and also 3% cash back on purchases.
It looks like it's for $70 today as well?
*Edit: Intriguing. I logged out of my Amazon account and it turned to $50. Looks like they are offering $70 to prime members and $50 to non-prime members.
If it's this: [link]
It absolutely appears to be a credit card, so yes, it would.
i already have this credit card from last year and if you spend 150 or more, you get 30 dollars off. when i signed up for this card last year, i got a $75 dollar amazon credit. BONUS!!! **as long as the purchase price exceeds 150 dollars, you can use a gift card + the amazon visa rewards card and still get the bonus 30 dollars off. im about to pull the trigger on a galaxy tab e and my total cost will be 71 dollars and some change due to my gift card balance+the additional 30 dollars off since the price was over 150.
the amazon card i got a $50 gift card was this one:
the $50 dollar instant gift card is only valid for today. you have to apply today and be approved for the instant 50 gift card.
you can buy all the parts from Amazon. they have a gift/credit card you can sign up for.
For Amazon I can greatly recommend their store card: Link (assuming you have Prime - 5% Cashback is GREAT)
For everything else get a card with high base rate cashback like Citi Double Cash, CapitalOne QuickSilver or Chase Freedom Unlimited
this one: [link]
If the purchase is $149 or more, if you pay it off within 6 months, you won't be charged any interest. You could use it, pay it off in 1-2 months, and have a card if you get approved for it.
Other options for credit score are to get any credit card (secured credit card) and use it for small purchases and pay it off in full every month.
Also, if you NEED (federal) student loans, those can help give you good credit history/good score as well as long as you make payments on time. Don't get a loan if you don't need it. College loans are not a good way to build credit unless you actually need that money to pay for school.
So your main use for Bitcoin is to buy Amazon vouchers so you can buy stuff on Amazon?
And you get 3% back? There's existing financial products that offer that.. and without the ridiculous complication of having to source Bitcoin (0.25%-5% fee to get hold of them in the first place), convert to gift cards using Gyft, then spend...
It's just an incredibly sloppy way to buy things on the internet, and it's up against a very slick and established way to buy stuff on the internet (debit cards, credit cards, paypal, etc)..
And it's seven years old. At 7 years old, Paypal was dominating the internet payments sector. Bitcoin by comparison is barely doing any volume.
Sorry it took so long I was trying to capture this screenshot! then there's also this
> Your points can be redeemed for eligible purchases on Amazon.com, cash back, gift cards or travel through our travel redemption center. Minimum redemption amounts apply to gift cards and cash back.
Not sure what amazon card you have exactly, but they say you can get a gift card.