Thank you for the link. I just picked up this because it was only $12.99 https://www.amazon.com/gp/product/B00EUJF15G/ref=ppx_yo_dt_b_asin_title_o00_s00?ie=UTF8&psc=1
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The speaker should be able to handle the frequencies of chat audio and being small it shouldn't block sound.
The Playstation camera did a decent job of not picking up game audio. I am hopeful a firmware update will enable it with the PS5.