I have no argument with that (and, hell, I've been homeless on a couple of occasions!!) (which ain't real fun!!)...but some of the posters here are describing spending MANY thousands for their "transition," including very costly laser treatments...and mine--so far--has been pretty reasonable (all things considered). I did my "due diligence" researching the various devices. The best one around...seemed to be one which goes for $300 (a little pricey, yes!!)...but a little more examination of the stats (and reviews) suggested that a particular one was a "solid performer" for about $170....and (if you can "swing it"), once you've got, you'e got it...with no appt. fees for essentially FOREVER. And it 100% works...no scam!!! Lemme see...I purchased it via Amazon...and the name is "MLAY."
https://www.amazon.com/dp/B078RKCY9N?psc=1&ref=ppx\_pop\_dt\_b\_product\_details
But, WAIT!!! I missed your mentioning surgery...and I was only talking about hair removal!! How does surgery get into the discussion? ..though I WILL mention--in passing--that my clinic (in "Lost Angeles") will OFTEN cover surgery, if you are low-income, as many of us are today (tho you have to go through the usual process, and get an OK from the psychiatrist and particular surgeon, which seems reasonable). I'm a holistic doc, but now disabled and on Soc. Security ONLY. And, I'm DELIGHTED I decided to "got this route." This clinic has been a GODSEND!!!