Sireck Cold Weather Balaclava Ski Mask, Water Resistant and Windproof Fleece Thermal Face Mask, Hunting Cycling Motorcycle Neck Warmer Hood Winter Gear for Men Women https://www.amazon.com/dp/B07WQW472G/ref=cm_sw_r_cp_api_glt_fabc_98D3DCDF9JY466QX4ZXQ I rode almost 2 hours in 30 degree weather with this and it covers your entire head and neck. It was truly perfect.
I grabbed this one last year. Used it once. This year I've had it on everyday for the last month. Versatile in that you can pull it back and use it as a regular neck gator. Pull it up and toss a hat on with just the eyes exposed for those extreme temperatures. Windproof... waterproof. I hear you regarding that area that freezes up near your mouth, because of the venting it just doesn't happen with this.
https://www.amazon.com/dp/B07WQW472G/ref=cm_sw_r_cp_apa_fabc_WWKSJCZMFC0DDJPJ181V
Hey, here is a link for a warmer face covering if you are cold.
or:
A warm neck gaiter that covers your nose, ears, and neck has done wonders for me.