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Something like this?
It's versatile, and I carry mine with me everywhere when off-duty as a "just in case" but also because I use the blade for so many little things during the day.
Yeah unfortunately high quality knives are very expensive, and unless you really use them a lot and can take care of them it can be a waste of an investment. Have you seen the Spyderco Rescue? That's about $60 if you find the right coupons.
EDIT: I found a SOG that fits the bill. A little less quality than the Spyderco, and definitely not as well built as the Benchmade, but you can't beat the price and it's still 100x better than a crappy knife you'll find in walmart.
First choice: https://www.amazon.com/SOG-Folding-Knife-Pocket-Partially/dp/B0073H2P2O/ref=pd_di_sccai_5/140-1575147-049486
To keep in the car full time or dedicated rescue bag: https://www.amazon.com/Kershaw-Barricade-Multifunction-Stainless-Pocketclip/dp/B06XPR3W77/ref=sr_1_10?dchild=1
Expensive and nice: https://www.bladehq.com/item--Benchmade-Outlast-OPTION-Lock--92609
Cheapest option: https://www.amazon.com/USA-MT-A845BK-Spring-Assist-Folding/dp/B00LMPQOCA/ref=sr_1_1?dchild=1&keywords=MTech+USA+MT-A845BK+Spring+Assist+Folding+Knife&qid=1597517343&s=sporting-goods&sr=1-1
Very exotic-John Wick stile: https://altamontoutdoors.com/collections/combat-troodon-1/products/combat-troodon-tactical-d-e-full-serrated-142-3t
Check out this SOG pocket knife, with spring loaded one handed opening assist, serrated edge, seat belt cutter, & window breaker. These knives are extremely sharp out of the box, they've gone down in price significantly over the past year, & if I was a cop or rescue worker, I'd carry one of these with me every day. Get his name engraved on the blade for a little extra class. Throw in a quality zippo lighter like this & he'll be set for whatever situation he might come across.