I can't get into the guy's head but it's not too far from the truth in some sense. David Quammen wrote a great book called Spillover (https://www.amazon.com/Spillover-Animal-Infections-Human-Pandemic/dp/0393346617/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=&sr=) that walks through a few zoonotic diseases that jump from their host reservoir to humans. Host reservoirs have tended to not interact with humans too much but as Humans move more into places they traditionally have not been (deep jungle, etc) then it's much more likely for these spillover events to occur.
Is that what Prince Harry is talking about? Probably not, he's probably talking bout some weird divine retribution but I thought I'd share.
On #1 it would probably help to learn more about epidemiology and zoonotic viruses. I feel like people use conspiracy theories like shortcuts when actually studying the underlying topic would be more valuable (though less exciting). A good book on the topic is Spillover written in 2013 and talks pretty accurately about viruses like Covid.
If you are really interested in this topic, I highly suggest reading "Spillover" by David Quammen. A short excerpt from his book:
"A virus can succeed nicely in the long term, despite killing every individual infected, if it manages to get itself passed onward to new individuals before the death of the old. Rabies does that by traveling to the brain of an infected animal - commonly a dog, a fox, a skunk, or some other mammalian carnivore, with flesh-biting habits and sharp teeth - and triggering aggressive changes of behavior. Those changes induce the mad animal to go on a biting spree. In the meantime, the virus has traveled to the salivary glands as well as the brain, and therefore achieves transmission into the bitten victims, even though the original host eventually dies or is killed with an old rifle by Atticus Finch."
He talks more about this but that's the gist of it.
So it's not so much a story as it is a non-fiction retelling of events surrounding various outbreaks and the work that goes on to identify hosts and predict "behavior" of epidemics with the ultimate goal of building a model to predict the next big pandemic, but if you're interested in this subject material, I'd highly recommend Spillover. It's innately horrifying just because the events recounted are all true.
I really liked The Fever by Sonia Shah about the history of malaria, I'd also liked Rabid, Beating Back the Devil and The Coming Plague. I also really liked Spillover
Spillover - about diseases that jump from animals to humans. Very good book.
If you liked The Hot Zone, I highly recommend Spillover: Animal Infections and the Next Human Pandemic.