Agree with Viridian Gate
HereAfter:Dragons Rising has a set of protags who all work consistently and intelligently to overcome their problems and get stronger.
Also, the Ritualist is really good about that. The whole premise is built in him educating himself.
Awaken Online, Continue Online, and Bushido Online are also pretty good in that regard.
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Here are all the local Amazon links I could find:
Beep bloop. I'm a bot to convert Amazon ebook links to local Amazon sites. I currently look here: amazon.com, amazon.co.uk, amazon.ca, amazon.com.au, amazon.in, amazon.com.mx, amazon.de, amazon.it, amazon.es, amazon.com.br, amazon.nl, amazon.co.jp, amazon.fr, if you would like your local version of Amazon adding please contact my creator.