This app was mentioned in 3 comments, with an average of 5.00 upvotes
Have read your update, how about the following solution? She casts her entire screen (using the Cast app) and then uses this - Floating Draw - to write at any point on her phone, either over her browser, a PDF document etc. That should work.
App: Floating Draw
https://play.google.com/store/apps/details?id=onscreen.draw
Lets you make screenmarkers.
Thanks!
Play Store link: https://play.google.com/store/apps/details?id=onscreen.draw