This app was mentioned in 3 comments, with an average of 1.67 upvotes
Use this State Bank Secure OTP app to generate OTP. No need to receive OTP via SMS. Similar app is available for iOS and windows phone.
Use SBI Secure OTP app. This may help. Here is the link- https://play.google.com/store/apps/details?id=com.sbi.SBISecure
use SBI OTP App