As other have said, if this is a long term account there is no point in trying to time the market. Think of it this way: if you’re in the beginning of your retirement savings journey, any near term crash let’s you invest and buy your funds at a discount! Here’s a great book to read if you’re new to investing: https://www.amazon.com/dp/1533667926/ref=cm_sw_r_cp_awdb_imm_A4TZ2SN9WHTP7JQ3CYJ7