Anydesk.com ARE scammers allies, 100%. I used to work for Apple and every single scam/ransomware that happened to a Mac involved anydesk being used by scammers. That company needs to be shut down, or there needs to be international regulations making companies that provide tools be responsible for the outcome if they ignore it. Should be a giant lawsuit against anydesk for this crap. They are just as responsible as all the scammers that use them.
It screws with your credit rating. When you have a 20 year history of making payments to bank A, it really helps your credit score/rating by showing how dependable you are.
By closing accounts and moving, it wipes that history from your credit history and also penalizes you for having new accounts at bank B.
Check out:
https://www.amazon.ca/Nine-Rules-Credit-Rebuild-Maintain/dp/0991690206
I love this one which never gets any love compared to his novels:
https://www.amazon.com/Line-Ernest-Hemingway-Selected-Dispatches/dp/0684839059