What are /r/studentloandefaulters' favorite Products & Services?

From 3.5 billion Reddit comments

Yes, it is legal. Since you are now in this situation, I urge you to start spending your spare time to find out how the debt collection process works. When doing so, be aware that the debt collectors themselves will be posting disnformation on the online forums that you are likely to first turn to for help, particularly if you express an intent to assert your rights. It would be a good idea to solicit free consultations from several consumer debt attorneys in your area, but if you do so make sure they have experience in student loans. You need to have your defenses in place, and not just run around clueless letting them do to you what they will. They are counting on the fact that you will find this all too overwhelming and just stick your head in the sand.

What kind of money are we talking about? How much do they allege that you owe, and what kind of loans are they?

"If you know the enemy and know yourself, you need not fear the result of a hundred battles"

-Sun Tzu, The Art of War

https://www.scribd.com/doc/250202340/My-Debt-Story

Having done just that. This is sort of a tale of what to expect.

If you don't wanna read the entire thing, there's an image of what liberation looks like when it's all said and done.

I left the United States and wrote a guide on the topic called How to Escape Student Debt by Leaving the USA, which is available on Kindle.  https://www.amazon.com/Escape-Student-Debt-Start-Abroad-ebook/dp/B079KHXSXZ

If she does not plan to return and live in the United States, then it is virtually impossible for the US government or student loan companies to do anything.  Of course, I still suggest taking precautions and not broadcasting one’s whereabouts, as I do know of some indiscreet people who broadcast their whereabouts and did hear from student loan providers. 
It is worth noting that the debt in the United States does not disappear or go away.  However, it is exceedingly difficult for any creditor to collect.  The UK and other countries have their own
credit scoring systems, so she will be able to apply for credit cards, mortgages, etc. 
The topic of renouncing US citizenship is a separate one.  I have decided to renounce, but it
has more to do with avoiding the exit tax and disconnecting myself from the US permanently.  I am happy to discuss this part of the question in more detail. 

I am the author of How to Escape Student Debt by Leaving the USA, which is the only guide on this topic and is available on Kindle https://www.amazon.com/Escape-Student-Debt-Start-Abroad-ebook/dp/B079KHXSXZ. 
You can move abroad and there is virtually no chance of anyone effectively collecting if you do not have any assets in the US.  Of course, the debt continues to grow with interest etc.  Nonetheless, you now have new life wherever you live and you will be fine. 
I did file for the COVID stimulus money and had cheques sent to a US address.  Under no circumstances should you give the IRS or any US agency your whereabouts abroad.  You can still renew your US passport and I have travelled back to the US without problems.  However, use a third party company to receive your US passport.
As for the inheritance, I would recommend your parents creating a trust to transfer assets to you.  You can contact me via PM if you want to discuss the specifics or continue the correspondence here. 

I am the author of How to Escape Student Debt by Leaving the USA, which you can find on Kindle https://www.amazon.com/Escape-Student-Debt-Start-Abroad-ebook/dp/B079KHXSXZ.
You can contact me via PM if you want to mention the country.  I suspect the lender is trying
to demonstrate that it served you so it can collect a default judgment in the US.  Nonetheless, the lender would likely have to file suit in your country and you will have numerous defences such as statute of limitations, public policy, deficient service, etc.
Do remove your name from all US bank accounts and keep quiet about your whereabouts on social media when you relocate. 

I left the US more than a decade ago, in part, to leave my student loans behind.  I have built up a great life in my new country, so much so that I wrote a book titled How to
Escape Student Debt by Leaving the USA, which is available on Kindle https://www.amazon.com/Escape-Student-Debt-Start-Abroad-ebook/dp/B079KHXSXZ.
I started working, saving, and investing and I have done very well.  Had I spent years repaying my loans, I would not have been able to save and invest money right away.  This is one of the greatest downsides to becoming a debt slave.  I know people who spent many years repaying their loans instead of working for themselves and getting ahead.
I have had no problems entering and leaving the US when I go to see family.  However, I am going to renounce my US citizenship in the coming months.  I am happy to answer questions you might have. 

It is very easy. 
Apply to the immigration agency of the country to which you want to
relocate.  Depending on your age and
backgrounds, it may happen instantly or take a few months.  I am happy to answer any questions.  You can check out the book I wrote on the
subject https://www.amazon.com/Escape-Student-Debt-Start-Abroad-ebook/dp/B079KHXSXZ. 

I wrote a guide How to Escape Student Debt by Leaving the USA, which is available on Kindle https://www.amazon.com/Escape-Student-Debt-Start-Abroad-ebook/dp/B079KHXSXZ/ref=sr_1_1?crid=A3ZJXJI8X2VX&dchild=1&keywords=how+to+escape+student+debt+by+leaving+the+usa&qid=1615492691&sprefix=how+to+escape+student+%2Caps%2C259&sr=8-1. The short answer is that leaving the USA worked for me. I was able to save and invest the money that I would have devoted towards repaying debt, which helped me make immense financial progress in life.

Deciding where to go really depends on personal preferences and goals. I am happy to answer specific questions you might have.

Check out my book on Kindle, How to Escape Student Debt by Leaving the USA https://www.amazon.com/Escape-Student-Debt-Start-Abroad-ebook/dp/B079KHXSXZ/ref=sr_1_2?keywords=how+to+escape+student+debt&qid=1578773828&s=amazon-devices&sr=8-2. It is the only definitive guide on this topic.

If you stay in France and you do not plan to return to the US permanently to live, then you will be ok. However, you need to take the precautions that I recommend in the book, such as not providing your contact details to the lenders or post your whereabouts on Facebook. The US government cannot collect the debt effectively if you emigrate from the US.

You can visit the US anytime you want. I have been there three times this year and I obtained US passports for my children, so they inexplicably want to live there in the future.

I left ten years ago, in part, to avoid my debts. Starting fresh allowed me to save, invest, and become a USD millionaire. I earn extremely good money allowing my wife to stay at home with my children and I own a beautiful house.

Lastly, remove your co-signers. If they co-signed and you leave, then they are on the hook for the debt. Do not do this to them. You should be able to restructure the debt and remove the co-signers. Feel free to ask any questions.

I responded in the thread with this:

I commend the OP for finding a solution to his problem. In fact, I did something very similar and I wrote a guide called How to Escape Student Debt by Leaving the USA, which is available on Kindle https://www.amazon.com/Escape-Student-Debt-Start-Abroad-ebook/dp/B079KHXSXZ/ref=sr_1_2?keywords=how+to+escape+student+debt&qid=1578773828&s=amazon-devices&sr=8-2. The entire student loan system is a racket and leaving is a viable option to start over somewhere else. The reality is that those who repay their loans place themselves at an enormous financial disadvantage compared to someone who can save, invest, and accumulate wealth.

Big companies declare bankruptcy when it suits them. Similarly, the politicians create debts that they will never repay, except via inflation. The entire system is crooked. People like the OP are simply bailing themselves out without lobbying the US government for their bailout, as everyone is doing under the pretext of Covid-19.

Good luck to you OP. Do the smart thing and live a wonderful life.

I wish you good luck. Australia is a great country and I have spent a bit of time there myself. I wrote a bit about this topic in my guide, How to Escape Student Debt by Leaving the USA which is available on Kindle https://www.amazon.com/Escape-Student-Debt-Start-Abroad-ebook/dp/B079KHXSXZ/ref=sr_1_2?keywords=how+to+escape+student+debt&qid=1578773828&s=amazon-devices&sr=8-2.

No one will bother you with the student loans in Australia, except if you are a New Zealander. The New Zealand government is aggressively targeting defaulted borrowers who leave the country and the New Zealand government is able to do quite effectively in Commonwealth countries like the UK and Australia. If you follow the tips in my book, you will be fine.

I left the country for similar reasons. Feel free to check out my book discussing the topic of leaving the USA to escape student debts https://www.amazon.com/Escape-Student-Debt-Start-Abroad-ebook/dp/B079KHXSXZ/ref=sr_1_2?keywords=how+to+escape+student+debt&qid=1578773828&s=amazon-devices&sr=8-2. As far as I know, it is the only such book in existence. Feel free to ask any questions.

Hello. I am the author of How to Escape Student Debt by Leaving the USA, available on Kindle https://www.amazon.com/Escape-Student-Debt-Start-Abroad-ebook/dp/B079KHXSXZ/ref=sr_1_2?keywords=how+to+escape+student+debt&qid=1578773828&s=amazon-devices&sr=8-2. Your story thrills me because it shows how anyone can make a new life for himself outside the United States. Life is not easy and establishing oneself as an adult is hard. However, you flatten the curve and place yourself in a better position when you do not have gigantic student debts preventing you from establishing yourself. Well done!

Check out the book I wrote on the topic How to Leave the USA to Escape Student Debt https://www.amazon.com/Escape-Student-Debt-Start-Abroad-ebook/dp/B079KHXSXZ/ref=sr_1_2?keywords=how+to+escape+student+debt&qid=1578773828&s=amazon-devices&sr=8-2

https://www.amazon.com/Escape-Student-Debt-Start-Abroad-ebook/dp/B079KHXSXZ/ref=sr_1_2?keywords=how+to+escape+student+debt&qid=1578773828&s=amazon-devices&sr=8-2

Check out my book. The whole thing smells like a trap. If I were you, wait patiently until the Coronavirus hysteria abates and leave the US to return to Asia.