Usavo money manager ex Link
Gratuito, multi piattaforma e open-source.
Ho smesso di usarlo perché ho cambiato banca e non ho più avuto voglia/tempo di aggiornare lo script che avevo fatto per inserire i movimenti dal file che scaricavo
Well, it doesn't have the looks of Fast Budget, but I use
Money Manager EX, F-Droid. I dropped Money Lover long time ago for it.
I wasn't able to find a better open source app for my needs, though there is also GnuCash which is prettier but I don't get the way it manages finances.
It can import CSV and QIF but I don't think it can automatically read credit card spending like mint. I personally don't like linking any financial account so it work well for me. But if you want automatic read, it may not work for you. https://www.moneymanagerex.org/ Since it is free, I would recommend taking a look if you are interested in.
I've played around with Money Manager EX in the past which is another open source alternative, probably somewhere between YNAB and GNUCash in functionality. It doesn't use Double Entry accounting like GNUCash but it is a lot more "powerful" than functionality of YNAB, including support for multiple currencies, and tracking assets and investments (rather than manually updating off budget accounts).
It does have a higher learning curve, however. I didn't spend a long time on it so I didn't get the hang of the budgeting part.
>I just don’t know how much I should be allowing for eg food
The simple way is to go over your bank statements for the last 12 months, and add up how much you spent on food. Then allocate that each month, maybe adding 5% for inflation.
If you track your finances in something like this
https://www.moneymanagerex.org/
then it makes life a lot easier, as it's simple to pull out the last 12 months spend. But, well, if you don't have time, you don't have the time. That said, we all have the same amount of time as Leonardo da Vinci, and he managed to get quite a lot done.
My suspicion is that you won't find someone to manage your personal finances at a cost that makes financial sense, but good luck if that's what you want to do.
For those that are fine with a desktop application, there are:
MoneyManagerEx - it has and android app but no much work has been done on it lately
log all your spending on any accounts you have manually
https://www.moneymanagerex.org/
I’ve never known anyone take this advice, I’ve also never known anyone who tracks their finances in this way have “money problems”
Hmm, nemam iskustva sa Beogradom ali jesam živeo u Novom Sadu i Nišu, najniže cene stanova koje sam našao su 60-70€ uključujući troškove ali to podrazumeva da imaš cimere. Računaj duplu cenu za samostalnan život. Što se tiče troškova, ako nemaš specijalne potrošnje (cigarete, alkohol, žvake, slatkiši, slaniši, šminka itd) prosečna potrošnja je do 10.000 RSD. Sa tvojim primanjima, možeš komotno da imaš jedan skroman ali sasvim pristojan život po mom mišljenju jer moje mesečne potrošnje su u totalu iznosile do 27-28.000 RSD. Koristio sam Money Manager EX za kalkulaciju mojih mesečnih potrošnji.
When money is tight, management of it needs to be excellent. I'd recommend something like this to track your accounts :-
https://www.moneymanagerex.org/
So you input all transactions from your banking as you go along, and you can input future transactions too, so you see where you're going to run out of money.
Secondly, you're low on cash, you shouldn't have any equity investments, so sell the stuff in T212 and convert it back to cash.
Thirdly, you need to get money from somewhere, whether it's an overdraft, credit card, a job, student loans, parental contribution, or hardship fund. If you have none of this, then you need to leave uni and go and live back with your parents until such a time as you can afford to live on your own.
You can add your portfolio to MMEX too, so you have an eye on your net worht, etc... Yet I found having Portfolio Performance a good adition as you have more statistical/hystorical overview of your investments. MMEX doesn't provide you historical prices of stocks/ETF's as does Portfolio Performance.
1) Take complete control of your money. Download this program and start updating it every single day with every single transaction.
https://www.moneymanagerex.org/
Once you control your money, life will start to become a little easier.
2) Try and get any job that gets you out the house. CV doesn't matter, getting up in the morning and having somewhere to go matters far more. Get down the job center and see what they've got. The least challenging job the better by the sound of it.
3) A little controversial, perhaps consider giving up on Crisis/Start/Minds Matter/Psychiatrists/Therapy/Counselling. While there might be someone out there that can help you, doing 1) & 2) is far more likely to help.
That all said, if you really can't work right now, do your best not to worry about it, give yourself 2 or 3 weeks in bed, and then reconsider.
>but I suppose I wanted to hear from some people who have been in similar situations. Any tips?
Yup, been there done that.
Set this up, input everything, and have a much simpler rest of your life financially.
MSE credit club will tell you what loans / credit cards you will likely be accepted for.
Personal opinion though, it's far better for you to get in control of your finances first. Entirely known payments shouldn't be catching you out.
https://www.moneymanagerex.org/
Download the above. Input all your accounts so you can get an overview.
Update it every day before you go to bed.
Meditate on the net worth number. Think about that number the following day when you're considering buying something for £40.
> Quale delle tante?
https://www.moneymanagerex.org/
Comunque sono riuscito a recuperare il DB disinstallando e reinstallando l'app e ricaricando il DB che avevo esportato..però boh, la versione desktop sul mio 13" si vede sgranata e non mi sembra granchè..
If you are into envelope budgeting and don't mind the fee, YNAB has a nice web interface and mobile apps. It doesn't do multi users but the both of you can just use the same credentials.
If you want free, look maybe into Money Manager Ex.
If both of you love the command line and double entry bookkeeping, go for ledger. That's what I use.