What are /r/BEFire's favorite Products & Services?

From 3.5 billion Reddit comments

https://wise.com/gb/pricing/borderless-convert?source=EUR&target=USD&payInMethod=BALANCE&sourceAmount=100

vs

https://www.mastercard.us/en-us/personal/get-support/convert-currency.html

Comparison from 100 EUR to USD Wise: 120.71 USD (inclusive 0.41 EUR fee) N26 (Mastercard): 121.31 USD

N26 uses only holds EUR or GBP I believe.

If you really want to convert and hold instead of your card converting on the fly for you, then yeah use Wise but that will come with a fee of course.

Using Revolut though, it’s possible to use a card to deposit money into their multi currency account. So if you use N26 to deposit money into Revolut, you get the Mastercard exchange rate

https://www.amazon.nl/dp/B08KGBSLS7/ref=pe_19967891_404437601_TE_item Korona 82100.

For me the biggest downside is the poorly designed water storage tank, pouring without splashing in a small receptacle would take too much time. With a bath tub nearby it's not an issue for me.

It's an good old fashioned stupid device. No app, but it also forgets the last settings after losing power.

The air filter is solid and easy to clean. It uses a centrifugal fan, I expect better performance and longevity from this than from a model with axial fan.

And then the reason I bought this particular model: it was a perfect fit to a place between a lavabo and the next wall + everything that needed access/space to breath is on one side. For some reason manufacturers don't design these machines for placement against walls, as if people want to place these things in the middle of rooms. So with this one I could put the front against the wall and it was a perfect fit.

I think you will not find that big picture in the school books. Maybe read "Effective Java" [0] or browse news.ycombinator.com, depending on the kind of picture you feel you are missing.

[0] https://www.amazon.com/Effective-Java-Joshua-Bloch/dp/0134685997/

It's true, I'm currently self studying and I understand everything 10x better. I use this book: (No Bullsh*t guide to math - Ivan Savov)

https://www.amazon.com/No-bullshit-guide-math-physics/dp/0992001005

May I ask what battery you received a quotation for? You can get the following 4kWH setup from Bluetti for 3700€:

https://www.amazon.de/BLUETTI-Solargenerator-Batteriemodul-Batterie-Backup-AC-Steckdosen-Ac200max-eu-bk-bl-1-b230-p2/dp/B09S384D2S/

Thanks. I have created several blogs that I give to interested ones. I look at it more like a starter guide that I only give to people I talk to who I sense have an interest in the topic. Of these topics I have done a fair amount of research myself and this is a short simple summary of that. For those interested:

https://www.notion.so/YRCK-Blog-e16ab49afe994718b20421f339ea6dfd

Few practical tips to add:

• Pampers are good, but kruidvat and AH are equally good. AH is imho the cheapest option and we were very happy about them.
• Baby formula: Once the kid is a few months old, you switch to another "level". As of a few months old, you can buy it in the supermarket. We found AH to be cheaper (Nutrilon) - but it was a dutch packaging so looked slightly different (but who cares?)
• If you have a diaper bin of Tommee Tippee, these refills are damn expensive. Make sure you have a few (empty) cartridges and buy a cheap refill on amazon (link). A bit of work, but saves a lot of money.
• Don't overdo clothes. Even Zeeman has very cute things for newborns and ultimately, they'll shit in it, regardless of a €2/€30 body. And you might never get the color out, so you'll be happy with some cheaper stuff. Expensive things can often only be worn a few times as they grow so fast. A good tip are the (Flanders?) "beurzen van de gezinsbond" - often a lot of crap is sold there, but usually also a few stands of people with excellent taste, where you can buy stuff at the fraction of the initial price, sometimes even brand new.
• Don't overdo toys. You will accumulate a lot when the kid is born.
• As already stated before: don't save on maxi cosi/car seats. Safety above all!
• Strollers are damn expensive. You can find good 2nd hand ones for a fraction of the price.

Ok thanks, just read up on calculation examples also, interesting :) https://www.schwab.com/resource-center/insights/content/margin-how-does-it-work

Is it posssible to buy like only 5% of your portfolio on margin and hold on to the margin for many many years? I assume there´s a very little chance of being margin called that way?

The moneywiz app is also good. But you need a subscription to link banks. But the upside is that it can link to a vast load of banks and brokers:

https://play.google.com/store/apps/details?id=com.moneywiz_2.androidphone_free

I've never used eToro, but from what I've read and heard about it, it is not the best choice, especially recently (see trustpilot reviews https://www.trustpilot.com/review/www.etoro.com to get an idea)

With below link we should be able to figure it out if we know which of the two is the main headquarter. Do you happen to find this somewhere in the registration forms?

https://n26.com/en-eu/imprint

Thanks for the detailed post!

The first book looks interesting, however I'm seeing prices from € 55 to € 240 on standaard boekhandel. What's up with those prices? Are there any differences between editions? Also sold out nearly everywhere.

I understand you're not comfortable sharing your hard work, but if you ever do then let us know, would be such a great tool! In the mean time I'll be trying to create my own sheet after reading your suggested books, since anyone that has a comparable detailed model probably isn't inclined to share either :P. Would you be OK with some questions how you calculate certain factors after I've read up enough?

• For keeping track of everything: Money Manager EX
• For managing your portfolio (incl. crypto): Portfolio Performance

You can add your portfolio to MMEX too, so you have an eye on your net worht, etc... Yet I found having Portfolio Performance a good adition as you have more statistical/hystorical overview of your investments. MMEX doesn't provide you historical prices of stocks/ETF's as does Portfolio Performance.

I also started out with a spreadsheet to track everything but the app Delta is free and so much more convenient. It will even show you the costs and profit on every transaction separately.

Google Play store: Delta investment portfolio tracker

If you are interested in stocks, I'd suggest you get and read the following book:

https://www.amazon.fr/Understanding-Stocks-Michael-Sincere/dp/0071832696

It gives you a great introduction to the stock market.

Good luck!