What is Reddit's opinion of Spending Tracker?

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Ono što sam ja radila kad sam krenula da radim i živela sama:

• Napraviš spisak stavki za koje imaš troškove po kategorijama - računi, kirija, hrana, higijena, izlasci, higijena, i na šta već trošiš (ako imaš kućne ljubimce, kola, i sl.)
• rokneš otprilike koliko bi ti otišlo na to
• staviš u štek koji dinar, i da je soma-dva, svakako znači, makar kao motivacija
• skineš neki app gde unosiš svaki trošak - zvuči malo kao overkill, ali pređe u naviku i na kraju meseca vidiš da li si npr. bio debil kao ja i potrošio 8k na šminku taj mesec
• na osnovu toga gledaš šta ćeš naredni mesec
  

Preporuka za Android app je Spending tracker, možeš sam da dodaš kategorije, ikonice, boje, jednostavna za korišćenje.

I budget similarly to OP, variable weekly and fixed monthly.

I use a Spending Tracker App that isn't tied to my bank accounts.

I set up reoccurring weekly expenses and a weekly budget for groceries, fuel, restaurants, entertainment, and "play money". In the notes in each item I put my weekly budget because the app just uses an overall weekly budget. But it is working well for me and I manually enter a purchase whether I use cash, credit, or debit. This keeps me more aware of how much I spend on a short term basis and keeps my monthly expenses low.

I also use an excel sheet that I have a daily account balance with my bills, credit card, mortgage, savings, etc., kept out to the end of the year. This works well to plan months in advance and know how to plan for trips, home repairs, or major expenses.

It might seem excessive to some, but I slowly reached the point where I am at and I can't imagine not knowing as much information as I do.

I can plan out my next year to try and follow the 50/30/20 Rule as a minimum savings amount.

As I am searching through old posts and this was 4 months ago, I am curious about how you ended up budgeting?

Life throws the nastiest curve balls at us and we owe it to ourselves to be ready when it does.

Clear you debts.
Build up an emergency fund of 6 months of your salary - put this in a difference bank account so you don't see it and think you have "money" you don't.
Put every bit of energy you have into making more money.
Everything you need can be bought second hand for much cheaper than new (I haven't bought a new phone in 8 years, I've always purchased a <1 year old phone on gumtree/craigslist etc for ~ 2/3's the price of new).

When you look at how much money you have coming in each month it is very easy to think "Oh great I've got $X now!". You must minus off the cost of all of your needs and what you have left over is your disposable income - which for most is quite an insignificant amount.
This is the number you need to be thinking about every single time you go to make a purchase.

Start tracking every single cent you spend (there are plenty of free apps to do this with - i recommend ones you have to manually enter the data yourself - it will make you more connected to your spending Android or iOS).

Feel proud of yourself for every dollar you save - this is an investment in your financial security.

https://play.google.com/store/apps/details?id=com.mhriley.spendingtracker&amp;hl=en

Really like this one, fast input and rotate screen for pie/bar charts
ads every few inputs but easily closed

edit: too simple for OP needs i think, but others may find useful

Check out this app It's free and helped me save enough to pay all my debt. There's an iOS version too

Another thing is when I had money to save, I put it into a separate savings account and just gave it to my mom to hold onto, with the instructions to only give it to me if I have an emergency

I use a Spending Tracker App that isn't tied to my bank accounts. I didn't want a third party app to have access to my bank account information.

I set up reoccurring weekly expenses and a weekly budget for groceries, fuel, restaurants, entertainment, and "play money". In the notes in each item I put my weekly budget because the app just uses an overall weekly budget. But it is working well for me and I manually enter a purchase whether I use cash, credit, or debit. This keeps me more aware of how much I spend on a short term basis and keeps my monthly expenses low.

I also use an excel sheet that I have a daily account balance with my bills, credit card, mortgage, savings, etc., kept out to the end of the year. This works well to plan months in advance and know how to plan for trips, home repairs, or major expenses. I also have a summary page, stocks, retirement forecasting, a LOC calculator I made, and a paycheque calculator sheets in the same excel file.

It might seem excessive to some, but I slowly reached the point where I am at and I can't imagine not knowing as much information as I do.

I can plan out my next year to try and follow the 50/30/20 Rule as a minimum savings amount.

Eu uso o Spending Tracker, é uma app muito simples onde metes o dinheiro que gastas e ganhas. Não sei se é exatamente o que queres mas não deve andar muito longe (é grátis, com 1 ad de 5 segundos de vez em quando)

I use one called Spending Tracker. It's no frills and manual but I've gotten into the habit of logging as soon as I buy something. I just export to Excel at the end of the year. https://play.google.com/store/apps/details?id=com.mhriley.spendingtracker

spending tracker

I use this spending tracker to keep track of spending weekly.

Manually entered, on my phone when I'm out and about, to keep my weekly discretionary spending on track.

Overall monthly, yearly, budgeting and tracking can't be done better than in excel.

My favorite is called 'spending tracker'. Extremely simple and can export to a spreadsheet (although I don't use this feature). It is not sms based however. It is not connected to your bank account.

It does not have as many features as other apps but that is why I like it. Simple to add entries when I purchase something and then I copy the monthly summary to excel where I do my budgeting.

https://play.google.com/store/apps/details?id=com.mhriley.spendingtracker

I use a Spending Tracker App that isn't tied to my bank accounts.

I set up reoccurring weekly expenses and a weekly budget for groceries, fuel, restaurants, entertainment, and "play money". In the notes in each item I put my weekly budget because the app just uses an overall weekly budget. But it is working well for me and I manually enter a purchase whether I use cash, credit, or debit. This keeps me more aware of how much I spend on a short term basis and keeps my monthly expenses low.

I also use an excel sheet that I have a daily account balance with my bills, credit card, mortgage, savings, etc., kept out to the end of the year. This works well to plan months in advance and know how to plan for trips, home repairs, or major expenses.

It might seem excessive to some, but I slowly reached the point where I am at and I can't imagine not knowing as much information as I do.

I can plan out my next year to try and follow the 50/30/20 Rule as a minimum savings amount.

Spending Tracker. I never used to pay attention to where my money was going. I started keeping track of every penny I spend and I've saved so much money. Helped my notice that I was spending a lot of stupid stuff. https://play.google.com/store/apps/details?id=com.mhriley.spendingtracker

Too many places! We flew into/out of Delhi and from there we went to Leh (Ladakh), Chandigarh, Jaipur, Jaisalmer, Bodhgaya, Bengaluru, the Nilgiris, Kochi, Alleppey and Kumili in Kerala, Goa, Hyderabad, Mumbai, Agra and back to Delhi.

We used STA Travel to book our round the world flights, but we've done all our in-country planning ourselves.

The app is just called Spending Tracker

I use Spending Tracker

Really simple and gets the job done. You can add a budget and tells you how much you go over and if you have extra it can carry over to next month. Preset categories, pie charts, bunch of other things

I have been using Spending Tracker since 2014 and I love it. Best app I've used. It automatically syncs with google drive or dropbox when you tell it to (in my case it's set to sync after every change). And you can export your transactions as PDFs or CSV sheets.

Important to note: It doesn't sync with banks or cards or anything like that. You have to manually put in all transactions you want it to track.

Granted it's not for everyone since it's not super automated, but I use half/half cash and card. With my day-to-day it's perfect for me. I log all my transactions in the app as soon as I make them so I don't have receipts to keep track of and log at the end of the month.

https://play.google.com/store/apps/details?id=com.mhriley.spendingtracker

I use an app called Spending Tracker. You can set it to budget mode and set a fixed budget to be counted against monthly. Can also set recurring expenses and what not.

This is what mine looks like

Thanks for the comments. I use this app for discretionary spending: https://play.google.com/store/apps/details?id=com.mhriley.spendingtracker&amp;hl=en but I don't track income in it. I just have it set to a fixed weekly limit based on the budget spreadsheet. Expenses are categorized as things like "grocery," "fuel," "clothing," etc.

This is actually last week: http://i.imgur.com/f0jgvxK.png and I transferred some remaining balance to saving as well.

You're also correct about the forced saving with the 85/15% spending limit. I did that more so in case I forgot something in the budget or my electricity bill is really out of whack for a particular month. At the end of the year I'll calculate what of the cushion is left and move it to savings.

Spending Tracker MH riley. ......this is simple and efficient. Here is Screenshot ...you can search Tag or category wise .

Yo uso una app que se llama Spending Tracker.

Está bastante buena. Ponés tus ingresos por mes (o semana o año), y ese número te queda en una línea verde, que va disminuyendo mientras lo gastes.

Después vas poniendo las cosas en las que vas gastando (elegís entre las categorías, viaje, comida, ropa etc. o creás la categoría que quieras con íconos que tiene para elegir).

Podés ir agregando ingresos si sos independiente y te llega plata de otro lado.

En una parte te indica ingresos/egresos y el saldo que tenés y en otra todas las transacciones que hiciste en el mes.

I know this feeling! Going from broke, irresponsible adolescent to conscious, budget-happy adult has changed financial life; in a crisis I no longer get anxiety because I know I've saved for the moments when I might owe.

One app that's helped me a lot is my Spending Tracker: Apple, Android.

After I graduated, I wanted to get serious about tracking my purchases, so I decided to itemize my spending real time. There are a lot of budgeting apps on the market but this one's my favorite so far because it's manual, so it requires engagement on my part, and also it's true to availability, which means I'm not spending more than I think I have. Often, even when you get notifications from your bank, the bank noties are a little behind on the actual total because of pending transactions. With the spending app (ugh, excuse my infomercial tone, but this little tool has really helped me and I live by it now), I know the exact total I have available at all times. Sometimes, if I know a bill is upcoming, I'll event enter the amount I have due early so I know I don't have that amount to spend. Another cool side effect of using it is that it's gotten me used to knowing I'll have to track a purchase, and thus decrease my savings. So when I'm in a store, I'm thinking, 'Ugh, do I really want to buy this sports drink on a whim and make my total go down when I can just grab some water at home?' Little things like that. It's become almost like a savings game, which works in my favor.

Anyway, I totally relate to your ease at having extra cash to handle mishaps. Go you, and I hope you don't have enough mishaps to make that savings stash go for broke... haha.

Ξέρω το Spending Tracker για Android. Εύκολο UI και μπορούν να συνδεθούν multiple accounts. Ίσως σε βολέψει

I like https://play.google.com/store/apps/details?id=com.mhriley.spendingtracker for Android. free checkbook program.

Try Spending Tracker - free with ads

https://play.google.com/store/apps/details?id=com.mhriley.spendingtracker

https://play.google.com/store/apps/details?id=com.mhriley.spendingtracker

Spending Tracker might do it. Has a widget. https://play.google.com/store/apps/details?id=com.mhriley.spendingtracker

Spending Tracker