I think both https://love2d.org/ and javascript by itself fits your needs, it is really simple to make a game like that, but also you could make your game with paper and pen just to try it out, i hope my comment helps you out
.....
What the hell is new about this?!? This is Prospect Theory 101, created in the 80s, 90s by Kahneman and Tversky (read the original papers if you can, or try reading the book "Thinking, Fast and Slow") under the Possibility Effect.
People become risk seeking when dealing with low probabilities and massive outcomes, which increases ever more depending on their utility and risk functions.
If you did a calculation of say 1% to win $5 million or 5% to win $1 million, it has been documented that people will choose the 1% pot far more than the 5% one, EVEN THOUGH THE EXPECTED VALUES OF BOTH ARE THE SAME.