https://www.healthcare.gov/coverage/birth-control-benefits/
This is the page that I'm seeing it mentioned, and it says "Plans must cover these services without charging a copayment or coinsurance when provided by an in-network provider — even if you haven’t met your deductible."
Yup, no issues at all after the procedure - health wise or money wise. I have pretty great insurance so I'm sure that helped, but I didn't really know much about the ACA beyond it covers sterilization. I was expecting to have to pay something, but I was lucky enough to get a doctor who values her patients way more than keeping insurance companies happy. Like in my chart for the ablation she wrote it out as, "to stop excessive bleeding" after saying saying to me "because any bleeding is excessive once you're sterile." I even got a $20 check in the mail from the doctor's office afterwards refunding my initial co-pay for my very first visit.
I checked on the healthcare.gov page https://www.healthcare.gov/coverage/birth-control-benefits/ and it just lists sterilization procedures as being covered, but it really sounds like that insurance person either doesn't know the coverage or is doing the usual insurance BS of trying to get out of paying anything they can. Good luck and hopefully you can get some of that money back!
Oh one thing I should add is everything was done in the office for me. No surgery so no actual hospital with the Essure. Not sure if that makes any difference!
Birth Control Benefits from Healthcare.gov >All Food and Drug Administration-approved contraceptive methods prescribed by a woman’s doctor are covered, including: Sterilization procedures
Planned Parenthood on Why Isn't My Birth Control Free >Another reason your birth control might have a co-pay is if your insurance plan is “grandfathered.” In other words, it doesn’t have to comply with certain standards under the new law because the plan already existed when Obamacare was passed. So things like birth control, STD screenings, and cancer screenings might not be covered without a co-pay.
>The good news is that more and more insurance plans will lose grandfathered status over time, usually when they make big changes to benefits, costs, and policies under the plan. If your plan loses its grandfathered status, your new plan must cover the range of birth control methods without a co-pay.
I got mine on amazon it is LIFE CHANGING. for so many things. even if you aren't in pain, you can pop it on your shoulders for a nice massage lmao. mine was like 20 bucks! and the replacement stickies aren't too expensive either. I would recommend grabbing an extra pack of them just so you don't get annoyed when you run out of the stickies that come with it! you can reuse them a good bit, but once they lose their sticki-ness is when I throw them out.
https://smile.amazon.com/gp/product/B00O7CM12W/ref=ppx_yo_dt_b_search_asin_title?ie=UTF8&psc=1
the one I've got ^ :)
(just realized it's closer to 30 bucks, my memory sucks!)
These are what I used, and they worked great.
I'm not super tall - around 5'5 - but I have a very long torso and they came up right over my bellybutton.
I sized up one per the reviews, and that was a good choice. Truthfully, in the first day or two, I wished I had sized up two because I was SO bloated, but that would've been a poor choice overall because the worst of the bloating went away after that and then they would've been too big. They're stretchy, but not AS stretchy as that first listing photo makes them look to be, just FYI.
Anyway, would recommend these for sure. I hope you find what you're looking for!
I have this one coming to me this weekend. It will also be useful in general! I have a normal one I can use on my belly that is my best friend when I have menstrual cramps
I'm not an expert, but just from searching around it looks like they have to cover contraception of some kind. But it seems like companies might be able to pick and choose the specific methods they cover according to whichever plan you have. The Healthcare.gov page has a little warning about it. So maybe your specific plan just doesn't cover sterilizations?
But like I said I'm far from an insurance expert and most of this stuff is insanely confusing to me.
I used this period tracker app from GP Apps. It has options for stuff related to fertility, but I just never filled that in and just enter in start and end dates for each period. It's not really pushy about anything fertility related.
Lasting pain seems to be pretty common, but under reported.
Seems like lots of people experience it, but since doctors don't understand exactly why it occurs they tend to not pay attention to women who experience it.
I have Android - I just use my habit tracker and make it a "habit" that I'm tracking, in addition to my other actual habits. Very easy to use.