What are /r/investing_discussion's favorite Products & Services?

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I asked this question to people couple months ago, and some of these resources they told me really helped me out. I started by reading: The Intelligent Investor (Benjamin Graham)and following these blogs: The Simple Dollar, MoneyUnder30, The College Investor, 20s Money. Motley Fool is also a good source to keep updated about the markets. I also started to listen to podcasts such as So Money, The Investors Podcast, InvestTalk Podcast, Bigger Pockets Podcast. Online courses are also always an option.

These all help, but I almost always prefer learning by talking with more advanced investors, professionals and people in my group of circle who know more about investing. ( www.goat.money ) connects like-minded people to share their investment experiences. It can help you learn about investing and investment opportunities.

I started investing at your age 20 years ago. One book I would recommend is, "The Intelligent Investor" by Benjamin Graham. Graham was Warren Buffet's favorite professor at Columbia University. From my own experience, the first thing I would say is to always have a cash cushion so you can take advantage of a buying opportunity when it comes. By this, I mean when stock prices come down in a correction, you can buy at lower prices whether buying mutual funds or individual company stocks. To get started, I would get a notebook a pick some large strong companies you're familiar with and start writing down their stock prices everyday. These companies would be Coca Cola, Microsoft, Intel, UPS, Apple, etc... You can look up these companies on google finance and start looking at all the different kinds of information about them. You can also look up annual reports of companies from their websites and just start reading them. This is a good warm-up act I think. Over time, you'll develop a feel for the stock market. You don't need to jump into investing right away. You can start following the markets and keep building up your stash of cash for when you're ready to make that first investment. Knowledge is key, so read, read, read and be patient. You're 22, so you still have all the time in the world.

Here is the long list of all parties who would directly benefit from the removal of NN policy:

• ISPs
• Those ISPs Shareholders

To a more speculative answer and with less snark: -Contractors eligible to receive large contracts for building infrastructure (assuming bids go out) could be of interest. -Hardware manufacturers who would supply hardware for said infrastructure (assuming bids go out). -Companies that are outsourced by ISPs to manage security/ coding/ etc. -VPN services that exist; tho I doubt someone like TunnelBear has shareholders like that.

Most everything you'd see upticks in other than ISPs directly would be secondary effects only.

TDLR: Nothing other than ISPs

I believe he means penny stocks but in my opinion that isn't what you should do at least not yet. He is right it is possible to make an incredible killing but only if you're incredibly knowledgeable. Even then probably 99% of those that do don't do that well. The reason why is penny stocks are practically gambling. They do not have the same requirements that larger stocks do such as putting on quarterly revenue, earnings per share, anything really that could help you make an educated guess on to whether you should hold a small share of their company. You're going on blind and have to guess when to buy and hopefully you'll make money.

I started at the same age you were which is great for me. I'm still only 2 years older but I'm not disappointed in what I made. My advice would be to put your first large substantial amount into ETFs which are basically bundles of stocks into one. They hold a broad coverage on a certain sector or market to decrease risk. They could cover the entire market in one stock if you wanted or just a fraction of the market in one stock. It's brilliant for a long term hold which will give you time to read up and really learn about trading.

While you hold those ETFs don't look at them or watch them everyday. Invest then forget. Let them build by themselves or you'll grow anxious like I did. You can't let emotions dictate investments or that's how you lose. It has to be all calculated risk.

While your money is growing in those ETFs take up time to read and learn. Watch CNBC and fast money with Jim Cramer. Read books on investing, day trading, basic concepts, etc. If you'd like a recommendation start with "The Intelligent Investor" by Benjamin graham. Worldly renowned book and he was the father of value investing.

I would start with mutuals at my bank. Or look into investing in peoples debt (credit cards, loan services, etc.). Try to make investments in companies you believe are going to do well over time so you can avoid the stress of a small-time penny stock trader and become an investor early on in life.

If you're ambitious and hungry to grow your money I would read The Intelligent Investor by Alexander Graham. It's a dry boring read but it will give you the mentality and the where-with-all to make more calculated and intelligent decisions in the market.

Cheers kid!

Well if your going to be doing value investing this defiantly won't happen over night. I at least wait 5 years before I seek any stocks I buy that I think are undervalued. The best value investing book ever written according to Forbes, numerous billionaires, and warren buffet is The Intelligent Investor. Read it. Learn it. Probably hate it. Then eventually earn it.

The Intelligent Investor by Benjamin Graham is a book I see every investor/broker recommend. I believe Warren Buffet also recommends the book.

Market Wizards (interviews with ~30 traders) - Just started this book, and it's really interesting.

To OP, never revenge trade. Never let your emotions do the trade. Set up a trading plan, and stick to it. Slow and steady wins the race. What you're asking for is a 100% return, in what? A week, a month, a year?. That just does not happen often, or everyone'd be rich.

You do NOT need to get a degree in finance do pursue a career in investing, although it obviously does help. Internships are the way to start, and so long as you display a knowledge and passion for investing, some firm will give you a shot to hang around and learn a bit.

As for reading, I would recommend: You Can Be A Stock Market Genius by Joel Greenblatt (dumb title but one of the best investment books out there); The Essays of Warren Buffett; Common Stocks and Uncommon Profits by Phil Fisher; and Security Analysis by Benjamin Graham (heavy reading but THE book on value investing).

Also, I would begin to trade a personal account to get some practice in. Note you're going to be making an awful amount of mistakes but it helps to get to know your own trading discipline and behavior. Invest an amount you can afford to lose. Don't trade often and don't sweat the gains or losses.

Lastly, and I can't recommend this enough...LEARN ACCOUNTING. Inside and out. And never stop reading.

This was mentioned in a Quora question.

>I once told somebody pretty much the exact same thing ... then he smiled at my naivete and told me the single most important distinction between simulators & real trading.

>In a simulator your order always gets filled.

>I know you're sitting in front of your screen and you can tell when it starts ripping or tanking and you quickly place your order and it feels like you have a gift for this and Wall Street will worship you when they realize it. ;-)

>But the reality is that everybody can see when it's about to rip or tank. That's why it rips & tanks. Your order won't get filled when this happens. If you place a bid when it's about to rip, it won't get hit because there are no sellers selling at the bid. If you attempt to hit the ask, your order will be queued behind everybody who saw it milliseconds ahead of you and you'll end up buying the high.

>Then there are other times when the bid/ask isn't moving, but the volume of trades happening is outrageous, like when Worldcom blew up in 2002. It appeared that you could just scalp the bid/ask all day, but here's the interesting thing, when you were right, you'd wait forever f-o-r-e-v-e-r (45 minutes plus) for your bid to be hit because there was such a massive queue of orders in front of yours, so it would only pay off if you were buying a lot. But then the market would move against you in a split second, your bid would get hit, you'd take on a massive position, and the price would move against you leaving you to wonder if you should try to wait an hour to get out at a reasonable offer and risk more pain, or if you should lose even more by selling at the bid.

Hey mate, I'm a 24-year-old and I've been studying investing for 5 or so years whilst managing my own portfolio. I'm a value investor and the best books I have come across are as follows;

One up on Wall Street - Peter Lynch. This is about investing in "what you know" i.e. pay attention to whats happening around you and how it could provide an investment opportunity. Super easy to read and delivered in an entertaining way.

The Intelligent Investor - Benjamin Graham. Please, please read this book or even just a summary of the basic ideas. This is the bible of investing for a reason. You'll note there's nothing in here about trends and reading charts and timing the market and quadratic formula's to help you pick a company.

The Little Book of Common Sense Investing - John C Bogle. Written by the guy that founded Vanguard, it's naturally all about index funds and how wonderful they are (He's not wrong either)

The Little Book that beats the market - Joel Greenblatt. Value investing principals applied to "special situations" such as spinoffs, mergers, bankruptcy cases etc and how to take advantage of them. Once again it is a fun and entertaining read.

The Interpretation of Financial Statements - Benjamin Graham. This is the basic principals of what to look for when you're actually looking at a company's annual report. It is a short read and probably worth reading before any of the others so you can understand what they are talking about.

The best advice ever is hidden in Joel Greenblatt's book and it is as follows: "Don't trust anyone over the age of 30, and don't trust anyone 30 or under" i.e. Don't invest based on what the taxi driver tells you. Do your own research, make your own decisions.

Good Luck!

First of all, Congratulations for taking this big step at age of 19 to learn about investing. There are lots of people who wants to invest but either they depend too much on their brokers or doesn't care much to learn about the market and later end-up regretting. Now, I can help you out with stock market investment. For beginners, my advice will be to read some good books on stock market like 'One Up on the Wall Street' by Peter Lynch, 'The Intelligent Investor' & 'Common Stocks and uncommon profits'. I have a whole list of must read books for a stock market investors which you can find here: http://www.tradebrains.in/10-must-read-books-for-stock-market-investors/ You should also start following the stock market and the share prices of the companies you are interested in so that you have a good idea before you make your first investment. Happy Investing :)

You need a brokerage like "Interactive Brokers" that has a way to trade shares.

I'd also recommend you skip the stock picking step, and see if you're convinced indexing would be a better idea. An index buys a chunk or even all of a market. "A Random Walk Down Wall Street" is a good way to discover how that works.

Assuming it costs you $7 to buy or sell a stock, your $100 investment shrinks 7% when you buy one company's stock. You wind up having 14% in costs to surmount, which is a huge deficit. And some places charge $10 or more to trade.

You might read "A Random Walk Down Wall Street" which is in its 11th edition - probably available free at the library.

Robinhood is a commission free brokerage that would work very well for what you're trying to do. I would advise you to read The Intelligent Investor by Benjamin Graham before you invest at all, though- it's widely considered to be one of the best books on investing that's out there. Once you know what to look for, www.finviz.com has a very good stock screener you can use to find stocks to invest in. (A stock screener is a program that you give a list of criteria you want in a stock, like a high dividend, a low valuation, or high expected growth, and the screener gives you a list of stocks that fit.)

If your goal is to get a consistent stream of income, the Dividend Aristocrat list may be of use to you. It is a list of companies with at least 25 years of continuously growing dividends, and it can be found for free online. The Dividend Champion list is an alternative that also includes some smaller companies not on the Aristocrat list that also have a 25+ year dividend growth streak.

Here are some examples of companies that you may be interested in:

Altria Group (MO), yielding 3.5%

AT&T (T), 5%

Chevron (CVX), 4%

Consolidated Edison (ED), 3.5%

Emerson Electric (EMR), 3.5%

Exxon Mobil (XOM), 3.5%

HCP (HCP), 7%

Helmerich Payne (HP), 4.5%

Mercury General (MCY), 4.5%

National Retail Properties (NNN), 3.5%

Northwest Natural Gas (NWN), 3.5%

Old Republic International (ORI), 4%

Procter and Gamble (PG), 3.5%

Target (TGT), 3.5%

Universal (UVV), 4%

Universal Health Realty (UHT), 5%

Vectren (VVC), 3.5%

All of the above are Champions yielding more than 3.5%. I haven't done tons of research into these companies, so I can't speak for which ones are the best to invest in, but they should be a good starting point as they all have high and very reliable dividend yields.

I hope this is helpful to you. Good luck!

Wall Street Journal, Seekingalpha.com, Yahoo Finance, is where I would tell you to start with regard to figuring out what is what inside your portfolio. Then I would read start reading excerpts from Benjamin Grahams "The Intelligent Investor" That would be a good start. Also start researching the importance of diversification and how to understand your portfolio's beta (its risk rating). Take small steps, theres a boatload of information and theories out there. Tackle it one at a time. Start with finding out what you actually have first. Research is key.

The book "A Random Walk Down Wall Street" (Malkiel) builds a solid case for it's main premise (for indexing). You could also read "What Wall Street Doesn't Want You To Know" (Swedroe) to get an idea of the traps you haven't yet discovered.

If your 401(k) plan has a company match, contribute up to the maximum match. That's free money, but don't expect to find anything else like that while investing.

You can withdraw your contributions for certain exceptions: - first time home purchase - college expenses - birth or adoption expenses

source

My understanding is that the money deposited in IRAs must come from earned income. So I don't believe it's possible to use gifted money. There is an exception for married couples.

https://www.schwab.com/resource-center/insights/content/can-you-contribute-to-an-ira-if-you-don-t-have-a-job

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Marker Therapeutics Announces Dosing of First Patient in Phase 2 Trial of MT-401 in Acute Myeloid Leukemia Following Stem Cell Transplant

phase II Study

Can you PM me your email or subscribe? I'd prefer you subscribe so I don't miss your email, but its up to you.

http://tinyletter.com/thewallstreeter200

First half of the book will be sent out to everyone on the list by this Sunday

Suze Orman has a whole line of books, and a TV show. I think one of them is "The Money Book for the Young, Fabulous & Broke". You can probably spot it at the local library, or buy a used copy from Amazon for about $4 after shipping & handling.
https://www.amazon.com/Money-Book-Young-Fabulous-Broke/dp/1594482241/

But you could just as easily browse the category on Amazon ("financial planning") and use reviews to guide you to a good library book or purchase a used book.
https://www.amazon.com/gp/bestsellers/books/2717/ref=pd_zg_hrsr_b_2_3

> How easy/difficult is it to get a hold of stocks like Apple, Amazon and Walmart?

Very easy, perhaps too easy. You can start with Robinhood, but it's not an app for serious investors IMHO (E-Trade is, however).

What I've done so far is reading "The Simple Path to Wealth" by J.L. Collins. The book basically details how low-cost broad-based Index Funds (VTSAX in particular) are a safe bet and how they can help you get moderately wealthy over the course of several years. It's not exciting or "sexy" but the thing is, just like most things in life worth doing, there are no shortcuts.

Bogleheads Guide to Investing

The Four Pillars of Investing

Best advice. Don't learn quickly. Read books like The Intelligent Investor, and publications that will give you a broad world view such as the Economist, Barron's, Investors Business Daily. Either this, or buy broad market exposure in Index Funds such as NEIAX, NTIAX, and NMSAX. These are no load funds and you can invest without transaction fees. It carries an internal expense ratio but they are incredibly low. This is only for stock market exposure.

Definitely great that you are learning, but if you read those books, especially The Intelligent Investor, you will realize that "share price" is not useful by itself. A stock selling for $50 is not worth more than a stock selling for $30. You need to understand what makes up that share price and what is backing that share price. Understand financials and reading statements and knowing what causes long term gains, historically. If you don't want to do that, buy a market based fund and let your money ride for a long time.

First of all, Congratulations for taking this big step to start investing. There are lots of people who wants to invest but either they depend too much on their brokers or doesn't care much to learn about the market and later end-up regretting. Now, I can help you out with stock market investment. For beginners, my advice will be to read some good books on stock market like 'One Up on the Wall Street' by Peter Lynch, 'The Intelligent Investor' & 'Common Stocks and uncommon profits'. I have a whole list of must read books for a stock market investors which you can find here: http://www.tradebrains.in/10-must-read-books-for-stock-market-investors/ You should also start following the stock market and the share prices of the companies you are interested in so that you have a good idea before you make your first investment. Happy Investing :)

Timing the market hardly ever works out. There are still good deals out there on undervalued companies. To manage risk effectively, I's opt for buying a basket of stocks. If you're nervous about a downturn, look into a balanced fund with a mix of stocks and bonds. I'd argue that ETFs are a great purchase when the market is coming out of a downturn. Active trading will make your trading platform more money than you. Cheap fees are expensive lessons. Read "The Intelligent Investor." I have yet to discover a "billionaire day trader"...

> The Intelligent Investor by Alexander Graham

Thank you so much for your input! I just ordered the book on amazon and its going to be arriving Monday! I am excited to see what I will learn from it!

Highly recommend especially for beginners, "The Intelligent Investor" and the other book I mentioned are ground solid on fundamentals. Stick to their mindset and you'll have a wise eye on the market. So yes, a solid yes for beginners. You'll otherwise suffer making mistakes you otherwise could've avoided. Great link btw. Thanks!

The Intelligent Investor by Benjamin Graham is a great book that will really help you understand investing fundamentals. If you want some basic investment help check out my blog at www.simplifyingfinance.com

I'd suggest reading "A Random Walk Down Wall Street" before you get too far following the Rich Dad books. "Rich Dad" did not make his money in the stock market, while Random Walk focuses on academic studies and long term history of stocks. Since you're in UK, that's one of the few books that's so common (11 editions) that you're likely to find it. Try and minimize what the investment industry takes from you, by taking a close look at annual fees ("expense ratios" of mutual funds or ETFs, in the U.S.).

Buy low cost index funds.
You can do additional research and reading, but that's about the simplest advice I can provide where you'll do well with the least knowledge. Low cost means below 0.50% expense ratio, preferably below 0.25%. Index funds track a published index (S&P 500, Total US Market) rather than a fund manager's personal attempts to beat the market.

You might take a look at "A Random Walk Down Wall Street" which is in a 14th edition or so. There's also "The Intelligent Investor" if you want to try to pick stocks - but you're more likely to do well with low cost index funds.

Do not go with a mutual fund, the fees are insane. If you want to diversify with a small budget buy an ETF like vanguard. Pick up a couple investing books too, some really good ones are "A random walk down wallstreet" by Burton Malkiel and The Intelligent Investor by Benjamin Graham.

Greed is like the dark side - once you give in, forever will it dominate your destiny. If you decide to follow another path, there's books like "Random Walk Down Wall Street", "The Four Pillars of Investing", and "The Only Guide to a Winning Investment Strategy You'll Ever Need".

If one could predict the stock market then they'd have to predict the future. You should think of the stock market in terms of probabilities. How many variables there are and the probabilities of various outcomes will depend on the industry the company is in too. Obviously, a company trying to develop a new drug has a lot more uncertainties than, let's say, Wells Fargo or Walmart. The future is always unknown, but if you have a good grasp of how to value a company then you can look at how the market is valuing the company's stock, compare it to your expectations for that company and that industry, and decide if the market is providing you with enough of a possible/probable return in exchange for the risks that that company faces. It's not easy, but the constant mental challenge is what makes it fun. If you're serious about learning about investing then I'd recommend starting by reading books like The Intelligent Investor and Common Stocks Uncommon Profits. They were written by Ben Graham and Phil Fisher, respectively. Buffett says his style of investing is something like 80% Graham, 20% Fisher.