What is Reddit's opinion of
Wallet App?
From 3.5 billion Reddit comments
25 reviews of this app found across Reddit:
Investiga sobre a directiva da UE psd2 e a empresa SaltEdge.
Já é uma cena standard que os bancos têm.
Fazes um login numa pagina especial do teu banco e dás autorização para a Wallet fazer read-only do teu nome, saldo e movimentações dos últimos 90 dias. A Wallet vai acumulando esses dados na cloud e a cada 90 dias tens de dar uma nova auth.
Para ver a lista de bancos que aderiram podes ver aqui:
Definitely weird. They have the differences here https://budgetbakers.com/features/ but no pricing info. I just didn't check because I didn't need to. Thanks for the thread by the way. It's very useful.
I recommend Wallet by Budgetbakers. It is the only expense tracker app that syncs with Malaysian banks. Maybank, Cimb, HSBC. It stratifies expenses on a graphic interface with descriptive analytics. It let's you set savings goals that you can also track on the dashboard
Nao sei ao certo se serve para aquilo que precisas mas eu uso https://budgetbakers.com/ para controlar para onde vai a minha despesa, definir budgets, controlar despesas fixas, etc e tem ligação com os bancos em que tenho conta
Én a Budgetbakers megoldását használom, van neki egy webről elérhető, egyszeri díjas prémiumja is nem túl drágán, ez tud ilyet is.
Másik alternatíva (amit ismerek) a Money Pro, ez alapból fizetős szinte minden platformra, és ezen felül is kell havi vagy éves előfizetést kicsengetned, ha szeretnéd ugyanezt a feature-t.
Mindkettő talán napi egyszer szinkronizál.
I recently started to look in to a replacement for tink as well, With minimum searching done I only have found Wallet that is a little bit promising. Sync requires subscription, there´s a 14 day free trial. Then there seams to be a yearly plan for 305 sek/year or a lifetime purchase for 245 sek, the information is not the best but they seam to include the same things.
The syncing to my bank works good, but they did not seam to do any automatic categorization which was one of the strong suites of tink. But you can create your own set of automatic rules that can categorize transactions.
Data sources: I manually inserted all my expenses in an app called Wallet. Every record included the amount and the category of the expense. I exported the data in an ".xls" using the export tool of the app, then inserted them into a Google Docs Sheet in order to visualize them.
Купил съм си Wallet на Budgetbakers и там следим семейните разходи. Следи директно банковата сметка, дава статистики, графики и прочие. Всичко беше ток, докато не дойде PSD/2 и сега на всеки 3 месеца трябва да обновявам връзките към банковите акаунти.
Но, въпреки това, съм доста доволен и по-добро не съм видял досега. Да вкарвам всички разходи ръчно, ми се вижда твърде тегаво.
I don't like to sync with bank accounts, so I manually enter in everything - but I like the layout/format and it has all the categories I would generally need. Been using it since 2016.
True that data is imp. now. Even I'm a big time privacy person. But I liked this one because it gave quite a few options allowing me to choose my privacy & control with data. https://budgetbakers.com
if you dont have an idea of your total monthly expenditure, its time you use an app to track your daily expenses, because that is how you lose a lot of money in the long run. Suggesting you this application
I've tried a few things over the years but what stuck was using the app Wallet.
It's not expensive compared to other options and although it could be a bit more detailed in some areas it makes up for it in others. I'm at the point now where I can just spend 5 minutes in the evenings sorting expenses and know how much is left everywhere.
Como já referiu o Big-Manufacturer-843, estás a falar sobre várias coisas. De qualquer forma aqui ficam umas dicas:
Controlo de despesas/tesouraria: WalletApp Tem uma versão gratuita mas a versão paga permite sincronizar as maioria dos depósitos à ordem nacionais. Pago na web o plano vitalício custa o mesmo que o anual.
Análise de investimentos: Portfolio Performance
Az én kedvencem: https://budgetbakers.com
Sajnos ahogy látom: MKB, OTP, Budapest Bank van náluk jelenleg, de érdemes lehet csekkolni, hátha bekerül egyszer az Unicredit.
koja tacno? ja sam probao sa ovim budgetbakers.com, nit smrdi nit mirise. Najveci problem je sto za nase trziste ne podrzavaju konekciju sa bankom da automatski upisuje transakcije.
There are quite a few solid options here as well. Maybe not as much polished as Mint, but still there is. Personally I could recommend to choose from: - Spendee. - budgetbakers - toshl
All of them have automated Bank Connect options.
From my own experience: I’ve tried Spendee at first, couldn’t make to work. Then I’ve tried Budgetbakers - I was able to make it work but with some workarounds. Then I’ve tried toshl, I just couldn’t understand it at all. Eventually picked Budgetbakers as my final personal finance management. As a plus Budgetbakers offer lifetime subscription just for ~24€
Nope. Budgetbackers seems to be a trustworthy company.
https://budgetbakers.com/privacy
And they use SaltEdge to connect to your bank (your bank give the access to them)
I've been using Wallet by BudgetBakers for some time now. I track everything manually using the free version. It has the option to categorise expenses/income and set budgets. I also use the tags to specifically mark out where I've been spending money.
It also has an online webapp which is nice to have which also lets you upload .csv bank statements to populate your records.
The free version is good enough for my purposes right now, but if you do buy the premium version, you get unlimited accounts (I think free is limited to 3) and you can sync data with your bank.
I really hated YNAB for the first few weeks when I used it because I struggled with the connections from my bank and keeping track of payments that would take 3-4 days to clear.
Decided to manually track transactions like a ledger and used this video for more background and have really enjoyed using the software. After three months it really has helped me reduce overspending on my bad habits (coffee, alcohol, eating out, etc.)
I usually use YNAB for day-to-day tracking and then Mint for a net worth since it includes 401k, student loans, credit score, pension.
Wallet is pretty good since the location features are a lot more versatile but I had a similar issue with keeping track of payments from bank accounts and the goal tracking was meh.
I'm using Wallet from Budgetbakers (https://budgetbakers.com/) that also relies on SaltEdge software. I will probably give Toshl a try.
By bank doesn't have a 2FAfor access, but asks for a PIN before accepting any transfer. So I feel quite comfortable with it. Of course something like OAuth would be better.
I think banks are to be blamed, since they don't have APIs to let data out. SaltEdge found this nice spot in the market where it can have both banks and apps/data akgregators as clients.
Tried MoneyWiz for Android. Could compare it to budgetbakers.com's Wallet, which I also installed today.
First, I like Wallet's interface more, it looks a bit more polished.
The other thing which I noticed immediately is the quality of the expenses auto-categorization algorithm. Wallet failed to identify only 4 transactions in last 3 months (which all were made using PayPal), while MoneyWiz failed to categorize even Albert Heijn groceries purchases.
Wallet's reports are also more informative to me.
Of course, to make a proper comparison, I have to use both apps for at least several weeks, but think the first impression is also worth a share.
That is being said, seems like I'll stick with Wallet for now.
Fro starters, write down all your expenses (rent, bills, loans etc.). Based on this, you have a clearer idea on how much you can save per month. The usual rule of thumb is to save 10% per month, but I think that's a bit for some people. But start small, maybe RM50 at first and gradually increase it.
If you're willing to go the extra mile, download this app called Wallet. Pay for the Starter feature and get it to link with your bank accounts. This way, it's easier to track you spending.
Io, tempo fa, usavo [wallet](https://budgetbakers.com/). Mi sono sempre trovato bene e, se non sbaglio, dovrebbe esserci la possibilità di esportare sia in .csv che .pdf
Ada yang make budgeting app gak? Biasanya orang pada ngesuggest Mint tapi itu kan US/Canada based, terus gw liat ada Wallet nih bagus gak sih? Ada yang pernah nyoba atau ada rekomendasi lain? Nyoba2 dikit bisa connect ke salah satu bank gw, walaupun harus bayar versi "pro"nya.
For 2 adults and a 5 month old child, we spend roughly £70 on meat a month! £120-150 on groceries, cleaning products (anti-bac) and maybe £40-50 on baby milk, and rice etc + a small dog £10
Total monthly : £280 max Total monthly : £240 min
I'm not endoring this app either but i highly rate it as over the last year saving for a house it has showed me some home truths and where dead cash is: https://budgetbakers.com/ You can get individual accounts, family accounts etc.. It's been a massive help for us and also puts things into perspective i.e buying stuff around the house that adds up to £200 a month that isn't needed.. or is then turfed out and changed 2 months down the line..