Not saying you're wrong, just saying there's more than one way to look at things, plus artistic license.
Did a quick Amazon search and found this, for my perspective context:
KUMEED Twisty Modeling Assorted Balloons Magic Balloon with Air Pump Pack of 100 https://smile.amazon.com/dp/B01DVMH3P8/ref=cm_sw_r_cp_apa_i_RJ00CbDT475XH
This is the cover to this novel.
It's about a detective who teams up with a guy who plays monsters in monster movies.
It's intentional by design. Some people don't have the self control to not just take money out whenever. They need that extra layer so that they'll only use the savings when they actually need it.
Similar to how some people use those products where they lock something like their phone in a timed lock box because they don't have the self-control.
Thanks:)))
I used Camlin Kokuyo Student Watercolors and Navneet 200 gsm Cold Pressed papers (Discontinued a long time ago!)
And Yeah, I'm looking to upgrade from these! It's easier to paint with artist grade colors and papers.
This is there one I was thinking of. But he's got some other ones on there as well