What are /r/monzo's favorite Products & Services?

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What is this filter you're using? I think you're over complicating it.

• Completely delete this applet and start again.

• Go to: https://ifttt.com/applets/GutUrxFv-take-on-the-1p-savings-challenge

• Make sure your Monzo is properly linked to the correct account.

• Turn on the applet, select the correct pot and click save.

let me know how you get on.

There's a bunch of us at Monzo that are cryptocurrency fans.. Long term Monzo will be whatever best helps our users store, save, borrow and spend all kinds of value.

For now though, we're totally focused on building the best current account. Engineering time is finite and we've got a huge number of things that we need to build over the next year or so.

https://trello.com/b/9tcaMB4w/monzo-transparent-product-roadmap

I've not heard of request network, but have long thought such a thing could be awesome so i'll spend a few hours today checking it out :-) (i'm on holidays)

It's currently sitting in the "next 3-6 months" column of their Product Roadmap Trello board https://trello.com/b/9tcaMB4w/monzo-transparent-product-roadmap

I've also been eagerly awaiting its release..

Not a chance this is happening anytime soon. This isn’t like an app just launching in another market. This is a full on bank and every country has its own financial system. It takes a lot of time and resources. It took a lot of time for Monzo to get a banking license in the U.K., let alone the time that came after that for them to start offering accounts. We’re talking years on that. They’re only just dipping their toes into the U.S. market, which is a lot more desirable to them.

It’s probably best to consider one that’s already serving France or the Eurozone, such as N26: https://n26.com/en-fr

Yes - use ifttt - it’s integrated with Monzo. It allows for example for you to save some money every time it rains… so I expect a simple end of the month trigger would work too.

https://ifttt.com/monzo

My method, which I hope may help you & others is using the service "If this then that" (IFTTT) - I use the 1p savings challenge; https://monzo.com/blog/2019/04/10/1p-savings-challenge-monzo/

It saves £667.95 over the year without you even noticing by adding small, incrementing amounts to a pot throught the year... 0.01 on the first day of the year, 0.02 on the second, 0.03 on the third and so on..

IFTTT applet link; https://ifttt.com/applets/GutUrxFv-take-on-the-1p-savings-challenge

... and then you can top the pot up further as you wish.

IFTTT is an automation website/app, stands for if this then that. It allows you to do lots of stuff (some of it handy, some of it incredibly niche).

Can see the Monzo part here https://ifttt.com/monzo

Within IFTTT you'll want to use the "Any card purchase at a merchant" trigger and enter the merchant name as the payment appears in your transaction list.

Then you'll want to use the "Move money out of a pot" action, choose the pot to withdraw it from and use the {{AmountInAccountCurrency}} ingredient in the "Amount" field.

It won't take the money out before the payment is made, but it'll withdraw it immediately afterwards from the pot you specify.

You need to create an ifttt account and download the app and connect it to your monzo account via Internet banking, you can then see the various 'apples' available and then you just click connect and it does it automatically. For example, I have one that rounds up to 50p per transaction and puts it in my pot, rather than using the Monzo default rounding to 10p. There are various applets to choose from.

Ifttt can be found here https://ifttt.com/

It is all legit and supported by Monzo.

There's credit-card feeds incorporated into the new navigation, which would let you track your spending on your credit card.

That sort of automation would probably be IFTTT 🙂

Can confirm, had card transaction declined when account empty but pots full. I would like an option or IFTTT that "if main account drops below xx then move xx from pot" but haven't found something like that yet.

Using this for quickly doing it atm: https://ifttt.com/applets/fySwqvkL-instant-top-up?term=monzo%2520pot

They've used IFTTT (If this, then that) - Give it a look at, you can set up a bunch of different codes e.g If x happens, then y happens.

In this case, If 1km is ran, move £1.

More here https://ifttt.com/monzo

I don’t understand how they sent you any money at all if they didn’t have the IBAN.

• Monzo IBAN generator https://wise.com/us/iban/uk/monzo-bank
• Monzo SWIFT / BIC code: https://wise.com/us/swift-codes/MONZGB2LXXX

(you don’t have to use Wise but their generator is easiest to use)

I have had my monthly salary sent to Monzo via IBAN for the last three years and have also received tens of thousands of pounds internationally via IBAN on Monzo. It works fine.

Not really to be honest since i already had privacy.com and skrill for that and I guess Monzo was a bit late to the party.

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And yes, it's fucking beautiful lmao.

Here you go, both on 1 page:
https://www.notion.so/rlpersonal/Monzo-Bo-Telegraph-6883328bd4314df8a71ae30702bb9f59

Setup a https://wise.com/gb/multi-currency-account/ and then you can setup standing orders and so fourth like a local if that’s something you’re concerned about being able to do. Monzo uses Wise behind the scenes for international transfers.

You can also get local bank details so locals can transfer to you.

wait, now is Monzo Plus better or these new Bundles? I was looking only for some interest on my pots and a few perks like discounts at hotels.com and the different coloured card(possibly metal in future)

If you have an Android phone you could mirror your screen to your computer using something like scrcpy. Not as ideal as having a desktop application but depending on what you're trying to do, it could be adequate.

I think the best and easiest think to do is get a VPN if you don't have one already. Preferably a more trusted one like NordVPN or Express VPN.

However, I do think there is some stuff that's relatively easy to find online (like your name for example). But I don't think stuff like your address and bank details should be available for everyone to see.

I'm not an expert or anything, so I might be wrong, although I'm pretty sure there is some security in place for those details not to be easily accesible.

Are you sure you didn't give out that information on unstrustable sources?

I have similar wallet marks on mine. I haven't tried it yet but my plan is to use Pink Stuff and see if it removes the marks. I've had really good luck with it in the past.