What are /r/churning's favorite Products & Services?

From 3.5 billion Reddit comments

How about 227,205 points for a trash can? The same trash can goes for $108 on Amazon, literally throwing your points away.

Honorable mention of Miles4Migrants by CNN as part of a report on donating miles/points.

This has been picked up abroad too.

/u/sethuel1

https://www.fool.com/earnings/call-transcripts/2018/07/13/j-p-morgan-chase-co-jpm-q2-2018-earnings-conferenc.aspx

Had a read through the Chase earnings call; couple of thoughts, (i) they're very well aware of the churning game imo but they're content to let it play out for the moment (ii) if we take Reddit as a proxy; the biggest subscribed sub is AskReddit with 19.625m, here we've 130k - so that's 0.66% of the population actively engaged in the game. I'd think that number is probably not too far from the truth on a large scale level. Within that I'd imagine a large percentage are still just casuals and that the folks doing multiple business cards + MS are the 1% of the 1%.

So going forward I'd imagine they'll probably move to eradicate the serious gamers (which you're probably seeing with the more prevalent shut downs) whilst keeping an eye on that active engagement, the sooner it ticks towards 1-2% the sooner you'll see rewards nerfed/become more difficult. I happen to believe that'll come sooner rather than later based anecdotally on the increasing engagement of my peers in the game.

TL;DR - a churning recession is on the short to medium term horizon imo

Please tell me that someone in this sub is using this Pokemon card binder to store their CC collection. Gotta churn 'em all!

They sit directly in front of us (we go middle/aisle with them in middle aisle in front of us). Because youngest is "6 and under", we get family boarding still.

In terms of "Chester", I don't fear that at all. Are some people weird? Sure. But the odds of "Chester" having the seat next to my kids is so infinitesimally small it's not something I concern myself with.

<em>The Coddling of the American Mind</em> by Jonathan Haidt (the same guy who wrote The Righteous Mind) is a must read for parents. I cannot recommend it highly enough. Here is their Atlantic Article that was the primer for the book; but the book is significantly better and addresses over-coddling/overprotection of kids much more in depth than this article (which focuses primarily on the academics).

Just came across this gem about Wells Fargo. Good reason to keep good records even though it didn’t help this guy.

https://www.huffpost.com/entry/wells-fargo-customer-fraud_n_5ccb2153e4b0d123955021ce

My 2 biggest hobbies came together this week. Movies and churning. There's a deal right now where you get $10 back in Regal gift cards when you spend $10 on your visa at a Regal theater. It's 1 per person (that they track by registering your Visa), but thanks to churning, I happen to have a lot of visa cards.

I took the family to see Despicable Me 3 this past weekend, used the kiosk, and bought each ticket on a different registered visa. I now have $40 back in gift cards, pretty much completely reimbursed the cost. Doing it again this week at Spider-man with 4 other Visa cards.

I told several people that I know go to the movies about doing the deal, but they all either have 0 or 1 visa cards. Thanks /r/churning!

Let me know where I can buy one of those crystal balls you have. I could time the market perfectly if I had one too. ;)

EDIT: For the downvoter: Yet Another Study Shows That Timing the Market Doesn't Work (Market timing actually loses a statistically significant amount of money. But I guess YMMV. Good luck. You'll need it.)

My ink stamper with name and address came in on Friday. It made filling out MOs much quicker. Stamp, sign, done. Promptly went to my CU to deposit 17 of them. Anything to streamline the process, right?

EDIT: Amazon link if anyone wants it. It's good for WU MO's, not sure about MoneyGram. Font is def small.

https://www.amazon.com/Custom-Self-Inking-Rubber-Stamp/dp/B0028SCBV8/ref=sr_1_3?ie=UTF8&amp;qid=1541429622&amp;sr=8-3&amp;keywords=ink+stamper

Under "How does the Invest with Rewards benefit work?" section from this archived copy: http://web.archive.org/web/20210305001533/https://www.schwab.com/credit-cards/faq

This is too coordinated of a removal between Schwab and Amex with the language and links disappearing on both sides - if you're in doubt and were planning on using this in the future, it's time to just pull the trigger.

fyi....just passing along something I've read: https://www.amazon.com/You-Have-Right-Remain-Innocent/dp/1503933393

You should NEVER talk to the police, especially federal agents.

You should not claim your right to remain silent, but instead exercise your right to a lawyer.

Demand gov't to provide written questions and only answer gov't in written statements

Currently in United Polaris Business with p2 on our very first real redemption. IAD -> FCO. I can’t wait to post a trip report. Polaris seating is fantastic.

On a side note that’s likely well known, Reddit still doesn’t work on United WiFi but Private Internet Access VPN does (I’m assuming others do too), and allows you to get to whatever you want.

If you are going to make the lights red in your living room, may as well create the "If my lights turn red, set the thermostat to 100F" recipe in the event you are sleeping or something.

I don't want to make a standalone post for this so I'll just leave it here.

EDIT: dead, the coupon code can't be applied to this deal anymore.

~~Want a $100 eBay gift card for $72? You can get this Groupon deal for $80 by using coupon code "LOCAL20", then use the $100 NewEgg gift card to buy $100 worth of eBay gift cards. If you go through the Discover portal you should also get 10% back from your Groupon purchase, bringing it down to $72 (or even $64 if you are signed up for the double cashback promotion).~~

~~Just did it, no problems whatsoever (too early to know if Discover tracked correctly though).~~

Here's a map version of the normalized geographic distribution.

It's normalized slightly differently from the charts above - it shows {state churner count} / {state population}, instead of normalizing across all states, removing any inter-state population dependencies.

It looks like Washington is the most represented (119 responses per 10 million), and Mississippi is the least represented (3 responses per 10 million).

Full chart with labels and data if anyone's interested.

Some of you know about the Android app I’ve created called Travel Wallet. It can be used manage your loyalty programs and credit cards and notify of upcoming annual fees and miles/points expirations. I received tons of great feedback from this community and released a new update this weekend with numerous updates. If you have an Android, please check it out and let me know what you think! I am always looking for feedback for future improvements.

Google Play Link

Edit: Not sure why the downvotes. Could someone who's downvoted please explain? Is this the wrong location for this?

From slickdeals Delta Skymiles RT New York to Zurich Switzerland for 22k Miles Plus $57 Fees https://slickdeals.net/f/11938959-delta-skymiles-rt-new-york-to-zurich-switzerland-for-22k-miles-plus-57-fees?v=1

If they need to take money out of your savings account you are overdrawn so of course they'll send you letters. Ally will do the same. Also, being overdrawn on your checking account is something that should only happen once in a blue moon, ideally never. Look into Mint

Saw a great /r/BIFL Fjallraven No.6 bag on sale on Amazon for only $125 (originally they were $250.00 but seem to have been discontinued and are now being sold for $200 most places.) I have one I used on trips to the Philippines, Tokyo and Hong Kong last year and wanted to get one each for my wife and daughter. Decided to check if they could be found on the United MileagePlus Shopping portal and found them there. Just so happens that eBags was running a 12 mi/$ promotion that day only. The only catch was they were $200 on ebags. Decided to buy 2 of the bags through the portal with my CSR to get the 4800 MP miles and submit a price protection claim for the $150. Just got the checks in the mail, the eclaimsonline service couldn't have been easier. Only snag was MP shopping tried to short me the extra 2400 promotion miles but I got that squared away after complaining too!

PSA: always screenshot the terms of these deals with your computers timestamp when you are making a big purchase through a portal. MileagePlus is the worst they are always trying to short me miles.

✓ Bucket List Glacier Hike on Perito Moreno -- highly recommend

50k avios redemption for AA metal to/back from EZE + $100ish fees [otherwise was looking at cost-prohibitive ~$1k cash rate RT nonstop from NYC]. thanks UR: CIP SUB. so almost 2 CPP

12.5k delta redemption on Aerolineas Arg for FTE, but about $200 return on LAN on the foreigner fare (not sure if that's enforced, but they did ask to see passports...almost 1.7cpp). $215 after the for "Big Ice" Hike booked after currency collapse, and very reasonable steaks/wine/transport to Chalten otherwise (highly recommend fitz roy + cerro torre hike)

stayed cash rates (~$40-60/nt) at local boutique/business hotels.com and deltaairbnb bookings (saved about 10% using GC/amex deals), since SO didn't want to splurge pts on Park Hyatt in BA

---

upcoming Memorial Day West Coast trip

SW CP so just $181 for both to OAK from EWR, using SO's 15k hyatt pts instead for Fishermans Wharf before the rate bump

cash stay and for rental car to see klamath falls, a little over 8k AGR roomette sleeper but missed the amtrak free companion deal for the following day to PDX

PDX -- waiting to see if a Marriott fn cert will post for the AC hotel, if not eyeing cash rates on hotwire/hotel tonight (Or has anyone had luck with the Kayak/Opentable discount??)

PDX back $190 at booking, but I used 13k pooled trueblue. so set 1.4 cpp.

--

also lining up a KY bourbon tour over july 4 using SW CP via Nashville, lots of cat 1 hyatts to burn. Most expensive part will be the rental car -- any good experience with turo?

This is only super-tangentially related to churning, but could be of benefit to those of us who can never get the best Amex incognito offers to show. You can currently get a one-month subscription to the VPN service Private Internet Access via this month's Humble Bundle is just $15.

I've seen others around here mention that going through VPNs such as PIA is a reliable method for getting increased Amex offers to show. I've used PIA in the past for more nefarious purposes (long before I started churning), but I'll be signing up again for this reason. It was easy to use, even for someone like me who isn't particularly tech savvy. For what it's worth, I am in no way affiliated with the Humble Bundle, any of the charities involved, or any of the products being sold this month.

I use it in Singapore on Android.

Turn off location services.
Connect to a US VPN. I run my own, but have also used Private Internet Access in the past.
MPX will ask you to turn on location to view nearby merchants, just hit cancel.

Successfully used it to buy AirBnb gift cards and Uber credits while abroad.

For those that use YNAB or are looking for a tool to help budget, track spending, and manage churning, YNAB's app update is great. Allows for budgeting and auto-import of transactions directly within the app. https://www.youneedabudget.com/the-new-mobile-app-is-out-in-the-wild/

Where/how can I use Android Pay? Also, if I spend $1 10 times for a total of $10, I get back $50?

Edit: Saw this link https://www.android.com/pay/where-to-use/ Not sure if I can spend $1 at any of these places. Any way to buy gift cards using this? Google Play gift cards? Or Lyft or Uber gift card? I would prefer not having to leave my home :D

Not sure this is worth a post or not, but has anyone seen this? https://slickdeals.net/f/9826935-amazon-amex-membership-rewards-cardholders-pay-w-pts-25-off-50-eligble-accounts

Apparently linking amex cards and using points along with the coupon code AMEX17EVER can get $25 off $50 on certain items.

This is using a VPN (or more easily a SOCKS5 proxy) to make your geographic location appear to be different to book cheaper airfare. See this Gizmodo article as an example.

FoxyProxy is a great extension for Firefox and I think Chrome too which lets you easily switch on/off a proxy and have multiple profiles, rules based on URL, etc... You would need to pair this with a free or paid proxy service to connect to. Free can be sketchy, but you can get a paid service like IronSocket for a couple bucks a month and they have a worldwide network of proxy servers. There are thousands of companies that offer these services, some probably very very cheaply.

A lot of you saw my post earlier this month about the free android app I created named Travel Wallet which can be used manage your loyalty programs and credit cards. I got a lot really good feedback from this community and just pushed an update which includes many of your suggestions – mainly support for multiple users and providing users with their Chase 5/24 status. If you have an Android, please check it out and let me know what you think! I am always looking for feedback.

Google Play Link

Edit: Not sure why I am getting downvoted when the feedback is pretty positive. Is this the wrong place to post this?

Groupon has a YMMV $10 for $20 Uber deal going on today.

Last time for a similar Starbucks deal there was a public Facebook invite that bypassed the invitation requirement but it doesn’t appear to exist this time. Still may be helpful for some people.

For those doing the 3 Android Pay Discover Transactions for $15, add the promo code "DUNKIN" to your Android Pay app and get $5 Dunkin Donuts Gift Card also after 3 Android Pay purchases.

Point to note about 3 transactions for the Dunkin Donuts Gift Card: Maximum 1 qualifying purchase per day will count towards your 3 qualifying purchases

Source

If you have a delta cc you can make any purchase with that after registering and use the skymiles shopping portal through groupon to make a $1 (or more) donation to children's winter coats. Here is the link and my referral code if you haven't signed up for Groupon!

https://www.groupon.com/deals/operation-warm-inc-1-chicago

https://www.groupon.com/visitor_referral/h/b9af2259-0d75-4507-9474-59a6911dfaa7

Great news from Schwab: $200 DD offer will apply automatically to any new DD set up after November 14 to all accounts due to the fantastic response they received on the 70k invite-only trial. As a reminder, offer is to deposit $2500 in direct deposits to get $200 reward.

Called them up today in order to try and fail to get the other Schwab brokerage offer applied (https://www.schwab.com/public/schwab/nn/new_assets_client_award_sps.html, was told it was an old offer code that no longer applies and that the current promotion is only for accounts reaching $100k oh well).

I'm in the same boat with the $350 AF. 4th night free sounds great but there are so many options to book hotels using points, hotels.com giftcards, Air BnB etc. I find myself considering changing travel plans just to try and use this benefit and convince myself I am getting value. Probably gonna drop this card at the next AF unless I get another retention offer (currently slogging through the $50 back for $1500 spend for 7 statements).

I checked my status recently by downloading the Experian app and counting the number of accounts.

Here is the link for Google play: https://play.google.com/store/apps/details?id=com.experian.android&amp;hl=en

Here is the link for the AppStore: https://itunes.apple.com/us/app/experian-credit-report/id1087101090?mt=8

what about this?

I use The Flight Deal with a trigger setup through RSS feed using IFTTT (if this then that). Link here

https://slickdeals.net/f/9549456-lowe-s-10-15-50-off-online-coupons-sharing-only-no-off-topic?p=93883968

I created a google spreadsheet:
Cell a1: =47000&TEXT(RANDBETWEEN(0,55000),"00000")&9385
Cell b1: =A1&RIGHT(10-MOD(SUMPRODUCT(MID(A1,{1,2,3,4,5,6,7,8,9,10,11,12,13,14},1)*{1,3,1,3,1,3,1,3,1,3,1,3,1,3}),10))

This is for the $40 off 200. For any of the other, use the link and see the 4 digits next to each, change the 9385 in a1 to w/e 4 digit is (i.e. for 15 off 75, change 9385 to 9343). Add promo to cart, if it's been used it will tell you, in any other cell type, click enter, code will change. Generally there are so many codes, should be fine.

Now you can than take this code once you confirm not used, put into barcode scanner, make barcode. But it's hit or miss on cashier if they check it's a legit Lowes coupon or just scan it off your phone. Since it's same price in store as online, I just did pick up at store 5-7 orders (some I did 100, like i wanted as near 20% as possible, so most of my orders were like 100.44, 200.66, etc no wasting).

Also, if it's your first time using Google Express, you can also use a Groupon like this one (pay $15 for $40 credit) for some extra savings.

https://www.google.com/chrome/browser/privacy/#browser-modes

>How Chrome handles your incognito or guest information

>Cookies. Chrome won't share existing cookies with sites you visit in incognito or guest mode. Sites may deposit new cookies on your system while you are in these modes, but they'll only be stored and transmitted until you close the last incognito or guest window.

Any blog w/ an RSS feed feature can be turned into an IFTTT recipe for gift card deals. Which ones have it? That I'm not sure of.

EDIT: I've created an IFTTT recipe that will email you on any gift card deals posted on Frequent Miler's blog in the hot deals section. https://ifttt.com/recipes/294663-if-gift-card-deal-is-posted-to-frequent-miler-blog-email-me-that-deal

if you have scottrade, move all your assets to schwab. they offer free trades for the same number of years as you have been a scottrade customer.

I got free trades until 2024

https://www.schwab.com/public/schwab/nn/tradeoffer.html

I read this post on the Frequent Miler blog and was impressed with the system Nick built out with Google Calendar and email to remind himself about upcoming spend deadlines. I started getting into the credit card game in 2018 and didn't realize until now how much of a pain it is to keep track of all the spend deadlines for signup bonuses, statement credits, and other perks associated with CCs. Finally built out a template to keep track of all my cards and rewards in this Coda template. Would love people's feedback if this is how you think about tracking your rewards (e.g. emailing yourself reminders). Disclosure: I work at Coda.

Also, if you have an android phone, download Google Opinion Rewards app. I get random surveys every other day based on stores I visited or hobbies, each one takes like 3 questions or less. Gives a minimum $0.10, but usually $0.20-0.50. Then, use this play store credit to pay for Lastpass subscription $12/yr from inside the Lastpass android app.

Just a note, answer all surveys as accurately as possible. In other words, don't lie under the pretext that you might get more surveys. It has ways of detecting false answers. Few surveys are better than none at all.

Well if you wanna double dip for that Amex Gold benefit at Shake Shack, there’s a deal on the restaurant’s app:

https://slickdeals.net/share/iphone_app/fp/427531

Glad I waited till the last week to use it.

Since the topic of favorite carryon luggage comes up often in the DD thread, I figured I would share this deal on one of my favs (even though I know it's not churning): https://slickdeals.net/f/11757619-21-travelpro-platinum-magna-2-carry-on-suitcase-25-off-charity-pass-147-free-shipping

It's Macy's so maybe you can cash in some Plenti...oh wait...

To maximize your discounts from Lowe's, there are a few things you can do.

Whatever card you use for the purchases, look into the Price Protection benefits that give you cash back if you find the same item cheaper within 60-90 days. You'll want to check back periodically on Lowe's, Home Depot, google.com/shopping, etc. and take screenshots of the lower prices to make a Price Protection claim.

You can find Lowe's 10&amp;#37; coupon codes on SlickDeals, and find out how to generate your own. There are also $10 off $50 and $20 off $100 coupon codes, and if you have enough small purchases it may be worth it to split up the orders and use coupons as necessary to get better than 10&#37; discounts. Placing an online order and picking up later that day or the next day can be a hassle sometimes, but can be well worth the savings.

Use a Shopping Portal for all online purchases for more free cash back. I use Cashback Monitor for this purpose for all of my online shopping.

All of that can be coupled with using the purchases to meet Minimum Spend Requirements on a new credit card to get the bonus.

Don't get me wrong, the Lowe's card is useful for that 5&#37; back for when you run into the store last minute to make a purchase, but if you have the time to plan out your purchases, then the Lowe's card should be your last option.

Banks doing well has nothing to do with them closing branches. Consumer banking is just moving towards online/mobile.

https://www.fool.com/investing/2017/04/20/how-wells-fargo-company-makes-most-of-its-money.aspx

Full terms, which include that you "have not previously purchased an Amazon.com Gift Card with your account on Prime Now or Amazon.com": https://slickdeals.net/f/10747671-amazon-prime-now-get-15-credit-when-you-buy-50-amazon-gift-card

$10 for $20 Uber eGift Card at Groupon + 9% Cashback via Ebates. Pretty sweet deal for travelling to and from the airport or at your destination. Extra sweet for those that Uber for work and get it reimbursed.

Deal is advertised as invitation only, but I was able to purchase it without one, YMMV.

https://www.groupon.com/deals/uber-45

http://www.costco.com/Costco-Cash-Card.product.10024438.html

You must be a Costco member to purchase or reload Costco Cash Cards. Members and non-members may use the cash cards to shop at any Costco location in the United States, Canada, Puerto Rico and online at Costco.com or on Costco.ca. Costco Cash balances may be used toward membership or merchandise.

Got some dope Chase biz checking DPs.

1. Online finally worked for me. Been trying for a few weeks with no luck online (Sole Prop in AZ). This time I did it with an EIN. Not sure if the EIN made it work or the fact that it was a "new business" or if they made adjustments because of COVID. But I was too excited to go back and try SSN and risk messing anything up.
2. At the very end, they wanted a "non-Chase Visa or Mastercard debit card" to fund. I panicked for a moment because my only debits are Chase and Discover. Privacy.com coming in clutch after a few minutes of brainstorming.
3. The account automatically appeared in my SSN Chase biz login, which doesn't tend to happen with one's first EIN CC. Might mean they automatically linked my SSN and EIN to one login because I made this "new business" account while logged into my SSN login.

Now to pray SM receives my $1000 code before the 16th...

Blue apron is $15 for 6 meals. Cancel and reopen with new email address to keep enjoying the discounted rate.

Just FYI, I would make sure you actually get 3 free wire transfers per month. I think it may be 3 free wire transfer per quarter according to https://www.schwab.com/public/schwab/nn/agreements/schwab_pricing_guide_for_individual_investors.html :

>Wire transfer fee: With $100,000–$499,999 in Household Balances, you will receive three free online domestic wire transfers per quarter; with $500,000 or more in Household Balances, or 36 or more stock or option trades per year in Accounts of Your Household, you will receive three free domestic wire transfers per quarter.

This is not really a churning question, but does anyone have a suggestion for organizing and sharing trip details? As we're traveling more (and I'm sure others are in a similar situation), my family wants to know where we're going to be at any given time.

I've found TripIt, which seems pretty good, but the online interface leaves a bit to be desired. I'd be happy to hear other recommendations.

I use this one and have been happy with the quality (there are a bunch out there of this style). Bought a couple because they are so cheap but have been using the first one for 3+ years now.

Amazon Link

This works perfectly; dm me if you'd like the excel parsing code
https://www.amazon.com/gp/product/B01DUB4GVO/ref=ppx_yo_dt_b_search_asin_title?ie=UTF8&amp;psc=1

I carry a Radix One Slim. I currently carry 4 cards, an ID, and a little bit of cash. cheap, small, but pulling cards out gracefully takes a little getting used to. the other downside is that you need to fold your cash, but the R1 Slim is freaking small. been carrying this for a little over 6 months and I love it.

I can't remember if I bought it from Amazon or directly from their website.

http://radixproducts.bigcartel.com/product/radix-one-slim-wallet-smoke-black

I use this for long-term storage and it gets linked in this sub as a storage "binder" kind of often.
https://www.amazon.com/Boshiho-Leather-Credit-Holder-Business/dp/B00UBNWLB2/ref=sr_1_1?ie=UTF8&amp;qid=1483395296&amp;sr=8-1&amp;keywords=Boshiho+Leather+Credit+Card+Holder

u/atinge said "make a purchase in the app" -> is referring to the MileagePlus X app (iOS / Android). Buy a gift card and miles usually post pretty much immediately

Thanks for the extension. I've used a few of the screen grabber extensions before over the years and didn't like most of them.

I've had good luck with CyberGhost VPN which randomly selects a US location, it regularly turns up the good offers. I get even better pre-approved offers whether or not I'm using a VPN but I still have a few minimum spends I'm working towards.

Slickdeals sent me my $100 for opening a HSBC savings and following their directions. Pretty easy bonus. Opened with a $1 only

https://slickdeals.net/f/12039819-hsbc-direct-savings-account-earn-2-01-apy-member-fdic?page=46#commentsSection

For anyone interested, I was able to pull Amex Plat 75k/$5 offer from an old 100k link on SD via incognito on Chrome.

I've been trying for 100k for months and haven't been able to pull it. Finally bit the bullet on this one. It shows 60k without incognito but was able to 75k on first try and subsequent tries (about 10).

you know that annoying bug when trying to add a MC to platiq that it gives you a capital one masterpass login? someone reported having the issue at newegg, so it seems it's not related to plastiq and 100% on masterpass (seems like that anyway)

I've worked in network security products and have some background in the space. We all just laughed at Lifelock. Here's a Consumer Reports article that describes some of the problems.

To protect yourself, first and foremost use a password manager for all of your logins, create strong passwords, and never reuse them. Often, the user (that would be you) is the weak point.

Second, watch out for things like credit card skimmers. This is particularly true at gas stations, as they're not usually using chip and PIN or EMV readers yet. I'm in the habit of giving any gas station card reader a good firm yank before putting my card in to see if it's a skimmer fit over the real card reader. Sadly, the scammers are getting sophisticated enough that this doesn't work all that reliably.

Third, if you can use the chip rather than a swipe, use the chip. Yes, the readers are slow and crappy. But you really do get a significant step up in security. Apple pay is better, and often is a better experience, but not everybody has an iPhone and not every place takes it. Samsung pay is also quite good if you have one of their phones.

Fourth, monitor your accounts. I find mint is good for this, as I can see weird transactions. I log in most days, check that my spending is classified correctly, and look for anything strange. It's 3-4 minutes tops and is a useful early warning system.

Ultimately, you're probably gonna get got sooner or later. That's not really a churning thing, so much as the state of the industry. Do the above three things and you can limit the odds and limit the damage. The other best practice that's out there - freezing your credit reports - is unfortunately not a good option for churners.

I am not sure if that will practically affect churning community who usually never carry a balance, but business cards provide less consumer protections than personal cards: http://www.consumerreports.org/credit-cards/business-credit-cards-consumer-protections/

Hilton Hawaiian village has 50% off on suites starting July 23 to July 30. Saw it here: https://slickdeals.net/f/11803743-hilton-hawaiian-village-50-off-waikiki-suites-starts-7-23-18

Edit: Just to be clear, book between July 23 and July 30; stay between Aug 6, 2018 to Mar 31, 2019.

no complaints :)

currently speedway has 15 cash card when buying $100 in gift cards...though it expires July 1st, so one day to stack lol

link at slickdeals

Don't forget that Groupon+ deals has 100% cashback up to $3 on Dunkin Donuts (link). You can assign a credit card to the Groupon+ deal after you activate it, and then assign that card on your Masterpass to trigger both deals. So you can load up on $15 credit for $7.

My local Ralphs prints numerous Dunkin Donuts 99 cent medium iced coffee coupons on their receipts so I am going to be swimming in cheap coffee for awhile.

Not sure what day you are looking at, but here is the very first date I looked at for a random search in March:

https://www.google.com/flights/#flt=/m/02_286.SFO.2019-03-11;c:USD;e:1;s:0;sc:b;sd:1;t:f;tt:o

Biz on all three 787-10 departures is $659. Almost every day in march appears to have the same fare available.

I think this link should bring you to the exact search result. Let me know if it doesn't.

https://www.google.com/flights#flt=/m/0d9jr.FLL.2018-09-13.SEALAX0AS1780~LAXFLL0AS1334*FLL./m/0d9jr.2018-09-25.FLLDFW0AA1180~DFWSEA0AS667;c:USD;e:1;a:AS*AS;sd:1;t:f

Flight comes in at $505.59 which should be 25059 M+ points.

+/u/emaG_eh7

I screwed this one up; I bought it with my own account, and since I don't have a travel partner, I don't have anyone to redeem it with. According to Airbnb's site, they refund to the original payment method. It's unclear whether Amex will claw back the $50 statement credit.

The link for the terms and conditions is here

I am probably going to get downvoted out the wazoo for being off topic, but there is a 20% off coupon for Ebay (limit $50) via Unidays. https://slickdeals.net/f/10431488-ebay-20-coupon-thru-unidays. You must have a student email address, but there are workarounds.~~

~~Add this to the 4% TopCashBack ebay promo and 6% targeted ebay bucks, and there are all sorts of good buys for resellers, not to mention people trying to hit minimum spends.

Edit: Looks like the deal has been pulled by ebay. Too good to last.

Edit 2: SD reporting that it's working again. Check the thread for the latest details.

I haven't seen discussions about the Curve app (https://www.curve.app/en/) before. There is an article about it here: https://techcrunch.com/2019/01/28/curve-amex/

Looks like you can double dip on some rewards which could be interesting. I like the idea that you can switch cards up to 14 days in case you make a mistake.

I contacted Mint to see if they have an approximate timeline as to when REDcard will be working on their site, they said they don't, I asked how would I know when it's working, whether they would make an announcement (since I reported this from their ticket support system) and they said no, they won't notify people, but I can keep checking.

Horrible answer to give for a product that they have lunched/listed as Beta on their website and so far it works....not at all! I guess "beta" for Mint means null. In any case, it would be great when/if it works, it will make keeping track of my 3 Redbirds easy.

P.S. I'm not sure if it would make a difference if other people keep asking Mint for this, but if you think it might help, enter your REDcard info on Mint then contact them via their support url by clicking on "Contact Mint".

If Mint delays this, I wouldn't be too surprised if their competition looks into this also to beat them to the punch.

The best deals die before they hit the front page. I usually keep an eye on the Popular Deals and Trending Deals boxes on the front page. It helps filter out the junk, but sometimes by the time a deal reaches these areas you're too late.

Browsing the Hot Deals forum takes more attention but is a better way to find the good deals before they die as others have said.

You can also watch https://slickdeals.net/live/ to see activity in real-time.

This doesn't appear to be the best offer. There apparently was a 60k points + $50 credit for $1k spend in three months with no annual fee offer which is now expired. Maybe it'll come around again?

I've been there man. I used to have a super complicated excel sheet to track my loyalty programs and credit cards in one place and it even used several macros to automate everything. It was a pain to maintain though so I built an Android app to replace it. It has simplified things considerably, and I now get mobile alerts to notify me of upcoming annual fees and miles/points expiration. If you have an Android, you might find some value in it too. I've put the link below.

Google Play Link

I've had that problem too. Google's automated flight notifications are hit or miss. I use Google Trips so I can modify things or add things they missed.

Lumpy, you are spot on once again...The Millionaire Next Door: The Surprising Secrets of America's Wealth...most rich folks spend less than they earn and live simple lives...the banks want the pretenders who think being rich is driving expensive cars and living in expensive homes decked out with expensive stuff...

1. Copy the link on the page https://slickdeals.net/f/8068338-amex-platinum-100k-offer
2. Open Firefox private browsing (didnt work when I used Chrome)
3. First try I got 60k but tried again and got the 75k offer.

Not only that they let me extend my stay in the suite for 2 extra nights for 4k per night =)

http://www.tripadvisor.com/LocationPhotoDirectLink-g298555-d1491034-i69095836-Four_Points_by_Sheraton_Guangzhou_Dongpu-Guangzhou_Guangdong.html

The blurb at the bottom (and other stories I read) spooked me about using my auto insurance policy for roadside assistance.

http://www.consumerreports.org/cro/2012/05/roadside-assistance-beware-the-gaps/index.htm

It is. Card cashing limited to government, tax, and payroll cards

Edit: Though it says on the site that you just have to be able to enter a PIN... so I guess you could try to be the data point you want to see. At worst they say you can't use that card, and you say "Oops".

Looks like the answer right here:

>Earn Cash Back when you use your card online, over the phone or sign up for a purchase. Cash Back will be earned on net purchases when the receipt is signed or when the purchase is authorized as a credit transaction by phone or online. Purchases made using a PIN are not eligible to earn Cash Back.

From: https://www.paypal.com/webapps/mpp/debit-card

It's not quite what you're looking for, but you can double dip to earn Delta Skymiles right now while using any credit card: https://www.airbnb.com/help/article/1545/delta-skymiles--airbnb-partnership-program

I have a IFTTT recipe to get push bullet notifications for any post mentioning words american express platinum 100k

https://ifttt.com/applets/46238839d-churning-amex-100k-platinum-keywords-search-rss

RSS Feed in question: https://www.reddit.com/r/churning/search.rss?q=american+express+platinum&amp;sort=new&amp;restrict_sr=on&amp;t=all

Got back on Tuesday from a short trip to Belize (Avios, Club Carlson for the Radisson in Belize City, and Airbnb certificate from MR points). If you ever have the opportunity to do it, the ATM cave tour is an incredible experience. Others have said that it's the closest thing you'll ever get to feeling like Indiana Jones, and I quite agree. It's physically very intense, though---I got several scratches and bruises.

If you set up a deal alert here you can find gift cards for 8-10% off semi-regularly. I buy up a few hundred whenever I run low for my trips.

Allegedly you would be able to, but in-store only: https://slickdeals.net/f/10958827-target-gift-card-10-off-mail-email-or-mobile-delivery?p=108627731#post108627731

The exceptions being AMEX/Visa/MC/iTunes gift cards, which can't be purchased by Target GC by any method.

I keep holding out, hoping that they are going to bring back the Shell deal. I took advantage of the Nike deal and resold a bunch, but my cashback balance is rising again.

Schwab is offering $300 for $50-99k if you use a referral code. DoC shows etrade and chase youinvest offering $200 for $50k. I think merrill edge is at $150 for the same.

Bonus aside, I think schwab is the best of those.

https://www.schwab.com/public/schwab/nn/refer-client.html

For Portland, I'd consider Delta and maybe United, Delta has hubs nearby in Seattle and Salt Lake City, United has hubs in San Francisco and Denver. What I'd do is just look at flights between Portland and those Hubs and see who has the best schedules/most frequencies. This will generally tell you how easy it is to connect there to where ever you'd ultimately be traveling. Also, if you fly somewhere frequently, see who has the best schedules between Portland and your destination. Also check Southwest, it looks like they have a decent presence at PDX.

Where I live (Greenville, SC), we have nearby hubs in Atlanta (Delta/Southwest) and Charlotte (American). Delta and American both have frequent flights to Atlanta and Charlotte, respectively. United never seems to have great options for the flights that I look at, and Southwest doesn't offer flights between Greenville and Salt Lake City, which is a place I frequently fly to, and they only have a few flights a day, all to Atlanta. Alaska and Jet Blue are virtually nonexistent here. So I tend to lean towards loyalty programs for Delta and American.

As others have said, Wikipedia is a good resource to figure out where airlines fly to out of one specific airport, and check schedules on Google Flights to those cities.

Expiration date was the first thing I checked, since I thought I remembered they did. But nope, no expiration (look at bottom of page here).

I don't think they are stackable, but I am not 100% on that.

I've been using Keepass for years now to keep unique passwords for all my accounts. I've recently starting keeping CC numbers and other details in there as it's easier to reference everything in one location rather than look through drawers for cards that aren't used on a regular basis. Has anyone used any of the plugins available for Keepass to make adding notes and CC numbers easier?

In addition to Keepass for saving my account details I've started to use https://lastpass.com/generate for quick password generation as it involves less clicks.

For discover most computer parts have been excluded since August 2016. Chase doesn't have the same exclusions listed

https://slickdeals.net/f/9364575-discover-price-protection-new-terms-conditions-fyi might have relevant dps

script that worked for me was this one. https://slickdeals.net/f/7372198-fully-working-greasemonkey-script-for-southwest-com-auto-check-in-as-of-11-16-2014?p=90107135#post90107135

just install tampermonkey addon/extension on firefox/chrome. copy paste the script and enable it.

should see the set time when you go this page https://www.southwest.com/flight/retrieveCheckinDoc.html

Reading through the comments on a Slickdeals credit card deal has me like.

Anybody jumping on the free Sprint unlimited for a year offer? Some folks are saying it's a hard pull, but others on the sd thread have chat transcripts from CSRs saying it's not. Sprint's site is down for maintenance at the moment.

My phone service is so cheap ($33/mo T-Mobile business line with 2.5GB data) that I'm pretty torn. Still, $400 is $400. Actually, it's more than that because the free service goes through 7/31/2018.

I hadn't heard that! I found an article from the Motley Fool speculating 2020, so about 2 years, and as early as 2018.

I sure hope so, would love to take Southwest to Hawaii!

Found another speculating 2018.

Just a heads up, Schwab Index funds have no minimum to open. Just last week I put $10 into SWTSX which carries only a 0.03% fee and is /r/personalfinance approved :)

Polarsteps might be a good option for you to look into. I've only listed my previous travels on the site, but I have a coworker who travels a lot and posts updates regularly during each of his trips. I should be getting more use out of the app this Dec when my husband and I go to Spain.

2-4 days Paris

2 days Normandy? (One full day plus some travel on either end)

2-3 days Nice/Marseille

2-3 days Aix-en-Provence or surrounding areas outside of Marseille

For the bigger cities, I have been using Sygic Travel/Maps and usually there is a 1-3 day trip template that serves as a good starting point.